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  5. Back Creek Dr

332 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 332 Back Creek Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,235 sqft · built 2021
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Oct 2022)
Tax Bill$12,622 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN029011-2520

Property Details

APN / Parcel Number

Primary APN029011-2520

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area3,235 sqft Living Area
Gross Area3,899 sqft
1st Floor Area2,493 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area664 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address332 BACK CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 252 OR5643/277
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT D
Legal Phase4
Legal Lot Number252
Legal UnitD
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address332 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 28, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERIS BANK
Dec 15, 2020Loan Modification, Mortgage
FLAGSTAR BK
Sep 3, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2022 · Amount on Record
Deed SaleOct 4, 2022 · Amount on Record
Prior SaleDec 28, 2021 · Amount on Record
Deed Document Number202292966
Deed Book / Page5643 / 277
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 4, 2022
Property Address332 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013
Document Number0056430277
Book / Page5643 / 277
Map ReferenceMB 83 PG 59-69
Instrument DateOct 3, 2022
Instrument2022092966
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,005.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address590 DISCOVERY PKWY, SUPERIOR, CO 80027-8694

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013

Mortgage

Document Number0056430279
DateOct 4, 2022
Book Page5643/279
Instrument2022092967
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 28, 2021
Property Address332 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013
Document Number0054531955
Book / Page5453 / 1955
Map ReferenceMB 83 PG 59-69
Instrument DateDec 27, 2021
Instrument2021139207
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,898.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 BACK CREEK DR, ST AUGUSTINE, FL 32092-0013

Mortgage

Document Number0054531957
DateDec 28, 2021
Instrument5453/1957
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address332 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013
Document Number0051271483
Instrument DateDec 15, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 600369 ST JOHNS FL 322600369, ST JOHNS, FL 32260-0369
InvestorPossibly a Property Investor

Mortgage

Document Number0051271483
DateDec 17, 2020
Book Page005127/001483
Instrument115328
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR, TROY, MI 48098-2639
Agreement
AmountAmount Recorded

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateSep 3, 2020
Property Address332 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0013
Document Number0050340606
Book / Page005034 / 000606
Instrument DateAug 3, 2020
Instrument75011
Transaction TypeTransfer
Record UpdatedOct 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,024.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 BUSINESS PARK CIR #105 ST AUGUSTINE FL 320958824, 105, ST AUGUSTINE, FL 32095-8824
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$710,618 (+2.7%)$713,032 (-1.61%) Land $160,000 Building $553,032
2025$12,622.00 (+8.04%) Homeowner's exemption$691,936 (+2.9%)$724,694 (+3.37%) Land $155,000 Building $569,694
2024$11,683.00 (+8.06%) Homeowner's exemption$672,435 (+12.6%)$701,079 (+17.4%) Land $130,000 Building $571,079
2023$10,812.00 (-5.19%) Homeowner's exemption$597,189 (-0.62%)$597,189 (-0.62%) Land $101,000 Building $496,189
2022$11,404.00$600,939$600,939 Land $134,400 Building $466,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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