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254 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 254 Back Creek Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,509 sqft · built 2020
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$449,000 (Nov 2020)
Tax Bill$8,829 (2025)
Deeds & MortgagesOct 2025 Transfer
Nov 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN029011-2400

Property Details

APN / Parcel Number

Primary APN029011-2400

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,509 sqft Living Area
Gross Area3,343 sqft
1st Floor Area2,509 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area668 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area166 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address254 BACK CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 240 OR5090/1213 & 6246/1265(L/E)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT D
Legal Phase4
Legal Lot Number240
Legal UnitD
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address254 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 4, 2020Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
US BANK NA
Feb 26, 2020Loan Modification, Mortgage · Line of Credit
AMERIS BK
Feb 26, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2020 · Amount on Record
Deed SaleNov 4, 2020 · Amount on Record
Prior SaleFeb 26, 2020 · Amount on Record
Deed Document Number202099324
Deed Book / Page5090 / 1213
Last Transfer DateOct 27, 2025
Transfer Doc0062461265
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateOct 28, 2025
Property Address254 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
Document Number0062461265
Book / Page6246 / 1265
Map ReferenceMB 83 PG 59-69
Instrument DateOct 27, 2025
Instrument2025087813
Transaction TypeTransfer
Record UpdatedNov 10, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address254 BACK CREEK DR, ST AUGUSTINE, FL 32092-0029

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 BACK CREEK DR, ST AUGUSTINE, FL 32092-0029

November 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateNov 4, 2020
Property Address254 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
Document Number0050901213
Book / Page5090 / 1213
Map ReferenceMB 83 PG 59-69
Instrument DateOct 28, 2020
Instrument2020099324
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2022
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,143.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 BUSINESS PARK CIR # CIR105, 200, SAINT AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029

Mortgage

Document Number0050901215
DateNov 4, 2020
Instrument5090/1215
Lender
NameUS BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address254 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
Document Number0048941797
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedMar 23, 2020
Title CompanySEA GLASS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address254 BACK CREEK DR ST AUGUSTINE FL 320920029, ST AUGUSTINE, FL 32092-0029
InvestorPossibly a Property Investor

Mortgage

Document Number0048941797
DateMar 3, 2020
Book Page004894/001797
Instrument17231
Lender
NameAMERIS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 26, 2020
Property Address254 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
Document Number0048900266
Book / Page004890 / 000266
Instrument DateFeb 26, 2020
Instrument15201
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,265.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1629 RACE TRACK RD #201 FRUIT COVE FL 322596299, 201, FRUIT COVE, FL 32259-6299

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$426,531 (+2.7%)$553,277 (+0.24%) Land $160,000 Building $393,277
2025$8,829.00 (+7.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$415,317 (+4.34%)$551,943 (+0.82%) Land $155,000 Building $396,943
2024$8,178.00 (+1.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$398,024 (+3%)$547,447 (+8.58%) Land $130,000 Building $417,447
2023$8,074.00 (+1.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$386,431 (+3%)$504,181 (+11.5%) Land $101,000 Building $403,181
2022$7,948.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$375,176$452,175 Land $134,400 Building $317,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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