St. Johns County property record for 276 Back Creek Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,047 sqft · built 2018 |
| Lot Size | 0.56 acres (24,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Dec 2024) |
| Tax Bill | $15,477 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-2410 |
| Primary APN | 029011-2410 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,047 sqft Living Area |
| Gross Area | 4,921 sqft |
| 1st Floor Area | 2,574 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,393 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 874 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 276 BACK CREEK DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 241 OR6077/950 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT D |
| Legal Phase | 4 |
| Legal Lot Number | 241 |
| Legal Unit | D |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-2410
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 276 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Aug 13, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on Record |
| Deed Sale | Dec 31, 2024 · Amount on Record |
| Prior Sale | Aug 13, 2018 · Amount on Record |
| Deed Document Number | 2024101363 |
| Deed Book / Page | 6077 / 950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 276 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049881644 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 4988/1644 |
| Instrument | 2020056360 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 13, 2018 |
| Property Address | 276 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029 |
| Document Number | 0045960070 |
| Book / Page | 004596 / 000070 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 58383 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,657.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 276 BACK CREEK DR ST AUGUSTINE FL 320920029, ST AUGUSTINE, FL 32092-0029 |
| Document Number | 45960054 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 004596/000054 |
| Instrument | 58382 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $874,918 (-3.21%) Land $210,000 Building $664,918 | $874,918 (-3.21%) Land $210,000 Building $664,918 | |
| 2025 | $15,477.00 (+47.19%) Homeowner's exemption | $903,892 (+56.02%) | $903,892 (+12.41%) Land $200,000 Building $703,892 |
| 2024 | $10,515.00 (+1.38%) Homeowner's exemption | $579,328 (+3%) | $804,106 (+1.8%) Land $130,000 Building $674,106 |
| 2023 | $10,372.00 (+1.7%) Homeowner's exemption | $562,454 (+3%) | $789,889 (+2.77%) Land $101,000 Building $688,889 |
| 2022 | $10,199.00 Homeowner's exemption | $546,072 | $768,590 Land $134,400 Building $634,190 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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