29 Spruce Ter, Ocala, FL 34472 Property Records

Marion County property record for 29 Spruce Ter, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,737 sqft · built 2003
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$189,900 (May 2019)
Tax Bill$2,522 (2025)
Deeds & MortgagesDec 2022 Transfer
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN9013-0141-29

Property Details

APN / Parcel Number

Primary APN9013-0141-29
Alternative APNs
  • 1373891000
  • 1373891

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,737 sqft Living Area
Gross Area3,400 sqft
1st Floor Area1,737 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions252 ft deep x 165 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area1,003 sqft
PorchScreened Porch
Porch Area204 sqft
Deck Area767 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address29 SPRUCE TER
CityOCALA
StateFL
Zip34472-5507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 22 TWP 16 RGE 23 PLAT BOOK J PAGE 074 SILVER SPRINGS SHORES UNIT 13 BLK 141 LOTS 28.29
Legal Range23E
Legal Township16S
Legal Section22
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block141
Legal Lot Number28
JurisdictionMARION FL
Township / Civil DivisionBELLEVIEW
Census Block Group1
Census Block1033
Census Tract1103

Owner

Source: Marion County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address29 SPRUCE TER, OCALA, FL 34472-5507
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 23, 2020Deed of Trust, Mortgage · VA Mortgage
HAMILTON GROUP FUNDING INC
May 2, 2019Warranty Deed, Transfer · VA Mortgage
HAMILTON GROUP FUNDING INC
May 2, 2019Warranty Deed, Transfer · FHA Mortgage
HAMILTON GRP FNDG
Jan 18, 2019Deed of Trust, Mortgage · Line of Credit
FLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2019 · Amount on Record
Deed SaleMay 2, 2019 · Amount on Record
Prior SaleOct 26, 2002 · Amount on Record
Deed Document Number201944186
Deed Book / Page6958 / 1923
Last Transfer DateDec 19, 2022
Transfer Doc0079451666
Record UpdatedJun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION FL
Recording DateDec 20, 2022
Property Address29 SPRUCE TER, OCALA, FL 34472-5507
Document Number0079451666
Book / Page7945 / 1666
Map ReferenceMB J PG 74-82
Instrument DateDec 19, 2022
Instrument2022176383
Transaction TypeTransfer
Record UpdatedJan 3, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address29 SPRUCE TER, OCALA, FL 34472-5507

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 SPRUCE TER, OCALA, FL 34472-5507

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address29 SPRUCE TER, OCALA, FL 34472-5507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072330364
DateJul 23, 2020
Book Page7233/364
Instrument2020075433
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateMay 2, 2019
Property Address29 SPRUCE TER, OCALA, FL 34472-5507
Document Number0069581923
Book / Page6958 / 1923
Map ReferenceMB J PG 74-82
Instrument DateApr 30, 2019
Instrument2019044186
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyAFFILIATED TTL OF CTRL FL LT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,329.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address627 MIDWAY DRA, 627, OCALA, FL 34472

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 SPRUCE TER, OCALA, FL 34472-5507

Mortgage

Document Number2019044187
DateMay 2, 2019
Instrument2019044187
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateMay 2, 2019
Property Address29 SPRUCE TER, OCALA, FL 34472-5507
Document Number0069581923
Book / Page006958 / 001923
Instrument DateApr 30, 2019
Instrument44186
Transaction TypeTransfer
Record UpdatedFeb 27, 2020
Title CompanyAFFILIATED TITLE/CTRL FL LIMITED, AFFILIATED TITLE/CTRL FL LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,329.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address29 SPRUCE TER OCALA FL 344725507, OCALA, FL 34472-5507

Mortgage

Document Number69581925
DateMay 2, 2019
Book Page006958/001925
Instrument44187
Lender
NameHAMILTON GRP FNDG
TypeFunding / Finance Company
AddressSUNRISE, FL 33323
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address29 SPRUCE TER, OCALA, FL 34472-5507
Document Number0069030314
Instrument DateJan 18, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address29 SPRUCE TER OCALA FL 344725507, OCALA, FL 34472-5507

Mortgage

Document Number0069030314
DateJan 24, 2019
Book Page006903/000314
Instrument7413
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 23, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,522.00 (+13.91%) Homeowner's exemption Veteran's exemption$169,499 (+5.99%)$269,643 (+3.45%) Land $46,000 Building $223,643
2023$2,214.00 (+2.98%) Homeowner's exemption$159,924 (+3%) Land $36,000 Building $123,924$260,639 (+12.25%) Land $36,000 Building $224,639
2022$2,150.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$155,266$232,198 Land $28,000 Building $204,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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