28 Spruce Ter, Ocala, FL 34472 Property Records

Marion County property record for 28 Spruce Ter, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,450 sqft · built 2022
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Tax Bill$4,089 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN9013-0140-13

Property Details

APN / Parcel Number

Primary APN9013-0140-13
Alternative APNs
  • 1373590000
  • 1373590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,450 sqft Living Area
Gross Area2,080 sqft
1st Floor Area1,450 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 85 ft wide
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address28 SPRUCE TER
CityOCALA
StateFL
Zip34472-5503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 22 TWP 16 RGE 23 PLAT BOOK J PAGE 074 SILVER SPRINGS SHORES UNIT 13 BLK 140 LOT 13
Legal Range23E
Legal Township16S
Legal Section22
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block140
Legal Lot Number13
JurisdictionMARION FL
Township / Civil DivisionBELLEVIEW
Census Block Group1
Census Block1034
Census Tract1103

Owner

Source: Marion County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2425 S STEARMAN DR, 120, CHANDLER, AZ 85286-5039
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2007
Deed SaleNov 26, 2007
Prior SaleApr 20, 2006 · Amount on Record
Deed Document Number2007150534
Deed Book / Page4934 / 1572
Last Transfer DateSep 3, 2008
Transfer Doc0050950795
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address28 SPRUCE TER, OCALA, FL 34472-5503
Transaction TypeMortgage
Record UpdatedSep 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077620368
DateApr 25, 2022
Book Page7762/368
Instrument2022060130
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
AddressREDONDO BEACH, CA 90278
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,089.00 (+10.01%)$229,669 (+7.94%) Land $23,000 Building $206,669$229,669 (+6.64%) Land $23,000 Building $206,669
2023$3,717.00 (+664.81%)$212,773 (+1,419.81%) Land $18,000 Building $194,773$215,373 (+1,438.38%) Land $18,000 Building $197,373
2022$486.00$14,000 Land $14,000$14,000 Land $14,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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