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14 Spruce Ter, Ocala, FL 34472 Property Records

Marion County property record for 14 Spruce Ter, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 2009
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Mar 2022)
Tax Bill$1,379 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN9013-0140-06

Property Details

APN / Parcel Number

Primary APN9013-0140-06
Alternative APN
  • 1373549000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions125 ft deep x 86 ft wide
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area202 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1373549000
Old Parcel Number9013014006
Street Address14 SPRUCE TER
CityOCALA
StateFL
Zip34472-5503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 22 TWP 16 RGE 23
Legal Range23E
Legal Township16S
Legal Section22
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block140
Legal Lot Number6
JurisdictionMARION FL
Township / Civil DivisionBELLEVIEW
Census Block Group1
Census Block1034
Census Tract1103

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14 SPRUCE TER, OCALA, FL 34472-5503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
May 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2022 · Amount on Record
Deed SaleMar 22, 2022 · Amount on Record
Prior SaleDec 23, 2010 · Amount on Record
Deed Document Number2022040197
Deed Book / Page7730 / 160
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateMar 22, 2022
Property Address14 SPRUCE TER, OCALA, FL 34472-5503
Document Number0077300160
Book / Page7730 / 160
Map ReferenceMB J PG 74
Instrument DateMar 4, 2022
Instrument2022040197
Transaction TypeTransfer
Record UpdatedApr 11, 2022
Title CompanyBRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 SPRUCE TER, 14, OCALA, FL 34472-5503

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 SPRUCE TER, OCALA, FL 34472-5503

Mortgage

Document Number0007730162
DateMar 22, 2022
Instrument7730/162
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address14 SPRUCE TER, OCALA, FL 34472-5503
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069750412
DateMay 30, 2019
Book Page6975/0412
Instrument2019054891
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,379.00 (+24.23%) Homeowner's exemption$93,269 (+5.99%) Land $23,000 Building $70,269$166,231 (+0.33%) Land $23,000 Building $143,231
2023$1,110.00 (+24.86%) Homeowner's exemption$88,000 (+22.58%) Land $18,000 Building $70,000$165,680 (+13.13%) Land $18,000 Building $147,680
2022$889.00 Homeowner's exemption$71,792$146,446 Land $14,000 Building $132,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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