22 Spruce Ter, Ocala, FL 34472 Property Records

Marion County property record for 22 Spruce Ter, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,259 sqft · built 2024
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$244,000 (Jul 2024)
Tax Bill$3,146 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Sep 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN9013-0140-10

Property Details

APN / Parcel Number

Primary APN9013-0140-10
Alternative APN
  • 1373573000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,259 sqft Living Area
1st Floor Area1,259 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area416 sqft
PorchPorch
Patio Area12 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1373573000
Old Parcel Number9013014010
Street Address22 SPRUCE TER
CityOCALA
StateFL
Zip34472-5503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 22 TWP 16 RGE 23
Legal Range23E
Legal Township16S
Legal Section22
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block140
Legal Lot Number10
JurisdictionMARION FL
Township / Civil DivisionBELLEVIEW
Census Block Group1
Census Block1034
Census Tract1103

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 SPRUCE TER, OCALA, FL 34472-5503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2024Warranty Deed, Transfer · FHA Mortgage
INSPIRE HOME LOANS INC
Sep 20, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jun 21, 2023Warranty Deed, Transfer
EXECUTIVE TITLE I INC, EXECUTIVE TITLE 1 INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2024 · Amount on Record
Deed SaleJul 22, 2024 · Amount on Record
Prior SaleSep 20, 2023 · Amount on Record
Deed Document Number2024095377
Deed Book / Page8378 / 423
Record UpdatedJun 8, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateJul 22, 2024
Property Address22 SPRUCE TER, OCALA, FL 34472-5503
Document Number0083780423
Book / Page8378 / 423
Map ReferenceMB J PG 74-82
Instrument DateJul 18, 2024
Instrument2024095377
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,708.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SPRUCE TER, OCALA, FL 34472-5503

Mortgage

Document Number0008378425
DateJul 22, 2024
Instrument8378/425
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateSep 20, 2023
Property Address22 SPRUCE TER, OCALA, FL 34472-5503
Document Number0081500437
Book / Page8150 / 437
Map ReferenceMB J PG 74-82
Instrument DateSep 19, 2023
Instrument2023121321
Transaction TypeTransfer
Record UpdatedFeb 6, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$325.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address755 CRANDON BLVD, KEY BISCAYNE, FL 33149-2597

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
InvestorPossibly a Property Investor

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateJun 21, 2023
Property Address22 SPRUCE TER, OCALA, FL 34472-5503
Document Number0080790287
Book / Page8079 / 287
Instrument DateJun 19, 2023
Instrument2023078803
Transaction TypeTransfer
Record UpdatedFeb 6, 2024
Title CompanyEXECUTIVE TITLE I INC, EXECUTIVE TITLE 1 INC

Transaction

AmountAmount Recorded
Tax$252.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1539 TERRA VERDE WAY, OCOEE, FL 34761-8469

Transferred To (Grantee/Buyer)

NameVerified Name
Address755 CRANDON BLVD # 8, 8, KEY BISCAYNE, FL 33149-2597
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,146.00 (+1,173.68%) Homeowner's exemption$208,377 (+2,854.03%) Land $23,000 Building $185,377$208,377 (+1,057.65%) Land $23,000 Building $185,377
2023$247.00 (+14.35%)$7,054 (-49.61%)$18,000 (+28.57%) Land $18,000
2022$216.00$14,000 Land $14,000$14,000 Land $14,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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