14 Pray Hill Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 14 Pray Hill Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,236 sqft · built 2016
Lot Size	4 acres (174,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2026)
Tax Bill	$6,448 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-1048-18`

Property Details

APN / Parcel Number

Primary APN	`23-1048-18`
Alternative APN	`GLOC M:009 B:040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	1,236 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,284 sqft (4 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23-1048-18
Street Address	14 PRAY HILL RD
City	CHEPACHET
State	RI
Zip	02814-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	40
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2054
Census Tract	13101

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 GLADDING ST, BRISTOL, RI 02809-3913
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Sep 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PAWTUCKET CU
Sep 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PAWTUCKET CU
Jun 27, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME POINT FINL CORP
Sep 7, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI HOMEWARD RESID'L
Sep 7, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Book / Page	985 / 52
Transfer Doc	000667-295
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Mar 3, 2026
Property Address	14 PRAY HILL RD, CHEPACHET, RI 02814-2500
Document Number	0000985-52
Book / Page	985 / 52
Instrument Date	Feb 27, 2026
Instrument	56620
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 GLADDING ST, BRISTOL, RI 02809-3913

Mortgage

Document Number	0000056621
Date	Mar 3, 2026
Instrument	56621

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Sep 7, 2021
Property Address	14 PRAY HILL RD, CHEPACHET, RI 02814-2500
Document Number	880-200
Book / Page	880 / 200
Instrument Date	Sep 2, 2021
Instrument	47816
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 PRAY HILL RD, CHEPACHET, RI 02814-2500

Mortgage

Document Number	47817
Date	Sep 7, 2021
Instrument	47817

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Sep 7, 2021
Property Address	14 PRAY HILL RD, CHEPACHET, RI 02814-2500
Document Number	000880-200
Book / Page	880 / 200
Instrument Date	Sep 2, 2021
Instrument	47816
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 PRAY HILL RD, CHEPACHET, RI 02814-2500

Mortgage

Document Number	0000047817
Date	Sep 7, 2021
Instrument	47817

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jun 27, 2018
Property Address	14 PRAY HILL RD, CHEPACHET, RI 02814-2500
Document Number	773-87
Book / Page	000773 / 000087
Instrument Date	Jun 27, 2018
Instrument	38914
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PRAY HILL RD CHEPACHET RI 02814, CHEPACHET, RI 02814

Mortgage

Document Number	773-89
Date	Jun 27, 2018
Book Page	000773/000089
Instrument	38915

Lender

Name	HOME POINT FINL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Sep 7, 2017
Property Address	14 PRAY HILL RD, CHEPACHET, RI 02814-2500
Document Number	750-288
Book / Page	000750 / 000288
Instrument Date	Sep 7, 2017
Instrument	36900
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 18, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PRAY HILL RD CHEPACHET RI 02814, CHEPACHET, RI 02814

Mortgage

Document Number	750-291
Date	Sep 7, 2017
Book Page	000750/000291
Instrument	36901

Lender

Name	HOMEWARD RESID'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOCESTER RI
Recording Date	Sep 7, 2017
Property Address	14 PRAY HILL RD, CHEPACHET, RI 02814-2500
Document Number	750-286
Book / Page	000750 / 000286
Instrument Date	Sep 7, 2017
Instrument	36899
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 455 HARMONY RI 028290455, HARMONY, RI 02829-0455

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,448.00 (+0.06%)	$452,200 (-) Land $156,800 Building $295,400	$573,691
2023	$6,444.00 (+0.96%)	$452,200 (+32.42%) Land $156,800 Building $295,400
2022	$6,383.00	$341,500 Land $97,600 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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