29 Key Haven Rd, Key West, FL 33040 Property Records

Monroe County property record for 29 Key Haven Rd, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,906 sqft · built 2021
Lot Size	0.566 acres (24,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,700,000 (Sep 2021)
Tax Bill	$21,637 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Sale & Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`00141132-002900`

Property Details

APN / Parcel Number

Primary APN	`00141132-002900`
Alternative APN	`9093827`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,906 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Mixed
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,672 sqft (0.566 acres)
Garage Type	Covered
Garage Area	1,922 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	9093827
Street Address	29 KEY HAVEN RD
City	KEY WEST
State	FL
Zip	33040-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LOT 29 KEY HAVEN ESTATES PB7-78 OR3058-1286 OR3129-0386
Legal Range	25E
Legal Township	67S
Legal Section	26
Legal Subdivision	KEY HAVEN ESTATES
Legal Lot Number	29
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1010
Census Tract	971800

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 KEY HAVEN RD, KEY WEST, FL 33040-6217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage SHAMROCK HOME LOANS INC
Nov 23, 2020	Special Warranty Deed, Construction Loan · Construction Mortgage FIRST STATE BANK OF THE FLORIDA KEY
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit EAGLE
Jul 29, 2019	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	20212342257
Deed Book / Page	3129 / 386
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 30, 2021
Property Address	29 KEY HAVEN RD, KEY WEST, FL 33040-6217
Document Number	0031290386
Book / Page	3129 / 386
Map Reference	MB 7 PG 78
Instrument Date	Sep 29, 2021
Instrument	2342257
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 FRONT ST # 300, 300, KEY WEST, FL 33040-8349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 KEY HAVEN RD, KEY WEST, FL 33040-6217

Mortgage

Document Number	0003129388
Date	Sep 30, 2021
Instrument	3129/388

Lender

Name	SHAMROCK HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 23, 2020
Property Address	29 KEY HAVEN RD, KEY WEST, FL 33040-6217
Document Number	0030581286
Book / Page	3058 / 1286
Map Reference	MB 7 PG 78
Instrument Date	Nov 20, 2020
Instrument	2292052
Transaction Type	Construction Loan
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 FRONT ST STE 224, 201, KEY WEST, FL 33040-8348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 FRONT ST # 300, 300, KEY WEST, FL 33040-8349

Mortgage

Document Number	0030581289
Date	Nov 23, 2020
Instrument	3058/1289

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	May 20, 2022

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	29 KEY HAVEN RD, KEY WEST, FL 33040-6217
Document Number	0030140259
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 FRONT ST #224 KEY WEST FL 330408348, 224, KEY WEST, FL 33040-8348

Mortgage

Document Number	0030140259
Date	Mar 17, 2020
Book Page	003014/000259
Instrument	2260296

Lender

Name	EAGLE
Address	2001 K ST NW # 150, WASHINGTON, DC 20006-1046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2040

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Recording Date	Jul 29, 2019
Property Address	29 KEY HAVEN RD, KEY WEST, FL 33040-6217
Document Number	0029770338
Book / Page	002977 / 000338
Instrument Date	Jul 25, 2019
Instrument	2230352
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 FRONT ST #224 KEY WEST FL 330408348, 224, KEY WEST, FL 33040-8348

Mortgage

Document Number	29770338
Date	Jul 29, 2019
Book Page	002977/000338
Instrument	2230352

Lender

Name	CENTENNIAL BK
Type	Bank
Address	1229 SIMONTON ST, KEY WEST, FL 33040-3158

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 28, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,637.00 (+5.54%) Homeowner's exemption	$2,478,984 (+5.99%)	$3,078,748 (+31.63%) Land $2,157,936 Building $920,812
2024	$20,501.00 (+3.04%)
2023	$19,896.00 (-2.38%) Homeowner's exemption	$2,338,952 (-0.44%) Land $1,478,470 Building $860,482	$2,338,952 (-0.44%) Land $1,478,470 Building $860,482
2022	$20,382.00	$2,349,267 Land $1,478,470 Building $870,797	$2,349,267 Land $1,478,470 Building $870,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 363 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	388 units insured incl. 25 condo units
Nearby Flood Claims	402 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 46 claims Hurricane Wilma, Nov 2005 · 265 claims Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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