22 Key Haven Rd, Key West, FL 33040 Property Records

Monroe County property record for 22 Key Haven Rd, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,969 sqft · built 1974
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$899,000 (Aug 2021)
Tax Bill	$9,271 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00134910-000000`

Property Details

APN / Parcel Number

Primary APN	`00134910-000000`
Alternative APN	`1169218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,969 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2008
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	488 sqft
Fence	Fence
Boat Access	Boat Access

Location & Zoning

Account Number	1169218
Street Address	22 KEY HAVEN RD
City	KEY WEST
State	FL
Zip	33040-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 3 KEY HAVEN SECOND ADDITION RACCOON KEY PB4-93 OR313-321 OR581-30 OR1733-249 OR2445-1852 OR3118-2437
Legal Subdivision	KEY HAVEN 2ND ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1011
Census Tract	971800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8314 HUNTERS CREEK DR, HOUSTON, TX 77024-3203
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	2334777
Deed Book / Page	3118 / 2437
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	22 KEY HAVEN RD, KEY WEST, FL 33040-6220
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 KEY HAVEN RD, KEY WEST, FL 33040-6220

Mortgage

Document Number	0030691585
Date	Jan 19, 2021
Book Page	3069/1585
Instrument	2299890

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 12, 2021
Property Address	22 KEY HAVEN RD, KEY WEST, FL 33040-6220
Document Number	0031182437
Book / Page	3118 / 2437
Map Reference	MB 4 PG 93
Instrument Date	Aug 2, 2021
Instrument	2334777
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, ELITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,293.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 KEY HAVEN RD, KEY WEST, FL 33040-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8314 HUNTERS CREEK DR, HEDWIG VILLAGE, TX 77024-3203
Investor	Possibly a Property Investor

Mortgage

Document Number	0031182439
Date	Aug 12, 2021
Instrument	3118/2439

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,318,906 (+55.09%) Land $966,570 Building $352,336	$1,318,906 (+55.09%) Land $966,570 Building $352,336
2024	$9,271.00 (+21.16%)
2023	$7,652.00 (-0.61%)	$850,419 (-0.5%) Land $502,980 Building $347,439	$850,419 (-0.5%) Land $502,980 Building $347,439
2022	$7,699.00	$854,706 Land $502,980 Building $351,726	$854,706 Land $502,980 Building $351,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 363 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	388 units insured incl. 25 condo units
Nearby Flood Claims	402 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 46 claims Hurricane Wilma, Nov 2005 · 265 claims Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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