24 Key Haven Rd, Key West, FL 33040 Property Records

Monroe County property record for 24 Key Haven Rd, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,173 sqft · built 1990
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Feb 2019)
Tax Bill	$5,436 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00134920-000000`

Property Details

APN / Parcel Number

Primary APN	`00134920-000000`
Alternative APNs	`26672500134920000000` `1169226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,173 sqft Living Area
1st Floor Area	2,173 sqft
Basement Area	286 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	780 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	958 sqft
Deck Area	250 sqft
Patio Area	1,137 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1169226
Street Address	24 KEY HAVEN RD
City	KEY WEST
State	FL
Zip	33040-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 2 LT 4 KEY HAVEN SECOND ADDITION RACCOON KEY PB4-93 OR193-133 OR313-321 OR368-799/800 OR917-590 OR971-1564 OR1028-2083 OR2112-2412 OR2140-81 OR2183-81C OR2355-401/20F/J OR2682-1143/46 OR2902-2108/09CT OR2947-0826
Legal Range	25E
Legal Township	67S
Legal Section	26
Legal Subdivision	KEY HAVEN 2ND ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1011
Census Tract	971800

Owner

24 Key Haven Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	24 KEY HAVEN RD, KEY WEST, FL 33040-6220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 4, 2019	Limited Warranty Deed, Transfer · ARM FIRST STATE BANK OF THE FLORIDA KEY
Apr 2, 2018	Trustee's Deed, Foreclosure
Apr 23, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	Apr 23, 2018 · Amount on File
Deed Document Number	20192204384
Deed Book / Page	2947 / 826
Prior Transfer Date	Mar 20, 2014
Prior Transfer Doc	0026821143
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	24 KEY HAVEN RD, KEY WEST, FL 33040-6220
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 KEY HAVEN RD, KEY WEST, FL 33040-6220

Mortgage

Document Number	0030711560
Date	Jan 27, 2021
Book Page	3071/1560
Instrument	2301304

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

February 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 4, 2019
Property Address	24 KEY HAVEN RD, KEY WEST, FL 33040-6220
Document Number	0029470826
Book / Page	2947 / 0826
Map Reference	MB 4 PG 93
Instrument Date	Nov 9, 2018
Instrument	2204384
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SERVICELINK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	24 KEY HAVEN RD, KEY WEST, FL 33040-6220

Mortgage

Document Number	0002204385
Date	Feb 4, 2019
Instrument	2204385

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Apr 2, 2018
Property Address	24 KEY HAVEN RD, KEY WEST, FL 33040-6220
Document Number	0028990093
Book / Page	002899 / 000093
Instrument Date	Apr 2, 2018
Instrument	2162243
Transaction Type	Foreclosure
Record Updated	Apr 11, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	24 KEY HAVEN RD KEY WEST FL 330406220, KEY WEST, FL 33040-6220

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Apr 23, 2018
Property Address	24 KEY HAVEN RD, KEY WEST, FL 33040-6220
Document Number	0029022109
Book / Page	002902 / 002109
Instrument Date	Mar 27, 2018
Instrument	2165633
Transaction Type	Foreclosure
Record Updated	May 25, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$639,588	$1,378,447 Land $966,570 Building $411,877
2024	$5,436.00 (+4.3%)
2023	$5,212.00 (+2.86%) Homeowner's exemption	$603,460 (+3%)	$895,841 (-0.51%) Land $502,980 Building $392,861
2022	$5,067.00 Homeowner's exemption	$585,884	$900,424 Land $502,980 Building $397,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Key Haven Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 363 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	388 units insured incl. 25 condo units
Nearby Flood Claims	402 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 46 claims Hurricane Wilma, Nov 2005 · 265 claims Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Key Haven Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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