25 Key Haven Rd, Key West, FL 33040 Property Records

Monroe County property record for 25 Key Haven Rd, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,886 sqft · built 2020
Lot Size	0.669 acres (29,132 sqft)
Owner	Company Name on Record
Last Sale	$820,000 (Aug 2020)
Tax Bill	$21,897 (2024)
Deeds & Mortgages	Aug 2020 Sale Mar 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`00141132-002800`

Property Details

APN / Parcel Number

Primary APN	`00141132-002800`
Alternative APN	`9093826`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,886 sqft Living Area
Gross Area	4,329 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,132 sqft (0.669 acres)
Garage Type	Attached
Garage Area	1,443 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	9093826
Street Address	25 KEY HAVEN RD
City	KEY WEST
State	FL
Zip	33040-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LOT 28 KEY HAVEN ESTATES PB7-78 OR3039-1042
Legal Range	25E
Legal Township	67S
Legal Section	26
Legal Subdivision	KEY HAVEN ESTATES
Legal Lot Number	28
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1010
Census Tract	971800

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 NEWCASTLE LN, LAGUNA NIGUEL, CA 92677-9327
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit EAGLE
Jul 29, 2019	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	20202278485
Deed Book / Page	3039 / 1042
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Aug 21, 2020
Property Address	25 KEY HAVEN RD, KEY WEST, FL 33040-6217
Document Number	0030391042
Book / Page	003039 / 001042
Instrument Date	Aug 17, 2020
Instrument	2278485
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22802 SEAWAY DR LAGUNA NIGUEL CA 926772775, LAGUNA NIGUEL, CA 92677-2775

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	25 KEY HAVEN RD, KEY WEST, FL 33040-6217
Document Number	0030140259
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 FRONT ST #224 KEY WEST FL 330408348, 224, KEY WEST, FL 33040-8348

Mortgage

Document Number	0030140259
Date	Mar 17, 2020
Book Page	003014/000259
Instrument	2260296

Lender

Name	EAGLE
Address	2001 K ST NW # 150, WASHINGTON, DC 20006-1046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2040

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Recording Date	Jul 29, 2019
Property Address	25 KEY HAVEN RD, KEY WEST, FL 33040-6217
Document Number	0029770338
Book / Page	002977 / 000338
Instrument Date	Jul 25, 2019
Instrument	2230352
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 FRONT ST #224 KEY WEST FL 330408348, 224, KEY WEST, FL 33040-8348

Mortgage

Document Number	29770338
Date	Jul 29, 2019
Book Page	002977/000338
Instrument	2230352

Lender

Name	CENTENNIAL BK
Type	Bank
Address	1229 SIMONTON ST, KEY WEST, FL 33040-3158

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 28, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,335,716 (+31.96%) Land $2,448,108 Building $887,608	$3,335,716 (+31.96%) Land $2,448,108 Building $887,608
2024	$21,897.00 (+18.16%)
2023	$18,531.00 (+5.27%)	$2,527,850 (+0.45%) Land $1,677,275 Building $850,575	$2,527,850 (+0.45%) Land $1,677,275 Building $850,575
2022	$17,604.00	$2,516,566 Land $1,677,275 Building $839,291	$2,516,566 Land $1,677,275 Building $839,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 363 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	388 units insured incl. 25 condo units
Nearby Flood Claims	402 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 46 claims Hurricane Wilma, Nov 2005 · 265 claims Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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