27 Cosmo St, Westerly, RI 02891 Property Records

Westerly Town property record for 27 Cosmo St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,728 sqft · built 1990
Lot Size	0.469 acres (20,436 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Dec 2012)
Tax Bill	$4,769 (2025)
Deeds & Mortgages	Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WEST M:102 B:51`

Property Details

APN / Parcel Number

Primary APN	`WEST M:102 B:51`
Alternative APNs	`M:102 B:51 L` `13293270`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
Gross Area	5,123 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,436 sqft (0.469 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13293270
Street Address	27 COSMO ST
City	WESTERLY
State	RI
Zip	02891-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	51
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2041
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:102 B:51

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27 COSMO ST, WESTERLY, RI 02891-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2012 · Amount on Record
Deed Sale	Dec 14, 2012 · Amount on Record
Deed Book / Page	1938 / 453
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	27 COSMO ST, WESTERLY, RI 02891-5912
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20214113
Date	Jul 15, 2021
Instrument	2021-4113

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,769.00 (-2.23%)	$670,700 (+32.26%) Land $174,700 Building $496,000
2023	$4,878.00 (+0.62%)	$507,100 (-) Land $124,800 Building $382,300
2022	$4,848.00	$507,100 Land $124,800 Building $382,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, as of December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 40 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1559512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.