29 Beach Homes, Captiva, FL 33924 Property Records

Lee County property record for 29 Beach Homes, Captiva, FL 33924

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 3,378 sqft · built 1974
Lot Size0.047 acres (2,047 sqft)
Owner2 Individual Names on Record
Last Sale$2,700,000 (May 2025)
Tax Bill$35,547 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN26-45-21-20-00000.0290

Property Details

APN / Parcel Number

Primary APN26-45-21-20-00000.0290
Alternative APNs
  • 21264520000000290
  • 10004256

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,378 sqft Living Area
Gross Area3,855 sqft
1st Floor Area1,358 sqft
Upper Floors Area1,692 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1989
Architectural StyleCape Cod
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area2,047 sqft (0.047 acres)
View / LotGulf

Exterior Amenities

PorchFlorida Room
Porch Area446 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10004256
Street Address29 BEACH HOMES
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSSRD
Legal DescriptionSOUTH SEAS PLANTATION BEACH HOME LAND CONDO PH I OR 2199 PG 1998 + CPB 4 PG 69 HOME 29
Legal Range21E
Legal Township45S
Legal Section26
Legal SubdivisionSOUTH SEAS PLANTATION BEACH HOME LAND CO
Legal Phase1
Legal Tract20
Legal Block1
Legal Lot Number29
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1047
Census Tract80100

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 PUGH RD, WAYNE, PA 19087-1905
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
TEXAS BANK AND TRUST CO
Jun 15, 2017Warranty Deed, Transfer · ARM
FLORIDA COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2025 · Amount on Record
Deed SaleMay 27, 2025 · Amount on Record
Prior SaleJun 15, 2017 · Amount on Record
Deed Document Number2025141462
Prior Transfer DateFeb 13, 2009
Prior Transfer Doc0000054198
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address29 BEACH HOMES, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000227774
DateSep 23, 2020
Instrument2020000227774
Lender
NameTEXAS BANK AND TRUST CO
TypeBank
AddressCOLLEGE STATION, TX 77845
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateOct 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 15, 2017
Property Address29 BEACH HOMES, CAPTIVA, FL 33924
Document Number0000131734
Map ReferenceMB1041 PG6544
Instrument DateJun 14, 2017
Instrument2017000131734
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyBARRIER ISLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4695 OLD KENT RD, EXCELSIOR, MN 55331-9268

Mortgage

Document Number0000131735
DateJun 15, 2017
Instrument2017000131735
Lender
NameFLORIDA COMMUNITY BANK NA
TypeBank
AddressNAPLES, FL 34103
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change9.12%
Index1-Year LIBOR
Margin3
Max Rate9.12%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,547.00 (-8.39%)$2,583,417 (-30.22%)$2,606,985 (-29.59%) Land $2,249,922 Building $357,063
2023$38,803.00 (+28.94%)$3,702,367 (+54.74%) Land $2,422,500 Building $1,279,867$3,702,367 (+54.74%) Land $2,422,500 Building $1,279,867
2022$30,095.00$2,392,567 Land $1,726,500 Building $666,067$2,392,567 Land $1,726,500 Building $666,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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