2895 E Pinconning Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2895 E Pinconning Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,080 sqft
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,750 (Dec 2016)
Tax Bill	$3,275 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`120-024-400-040-00`

Property Details

APN / Parcel Number

Primary APN	`120-024-400-040-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	226,512 sqft (5.2 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2895 E PINCONNING RD
City	PINCONNING
State	MI
Zip	48650-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 500 FT OF W 539.24 FT M/L OF SE 1/4 OF SE 1/4. EX N 203 FT OF W 215 FT. SEC.24,T17N,R4E
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3026
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2895 E PINCONNING RD, PINCONNING, MI 48650-9731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage THUMB BANK & TRUST
Oct 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Prior Sale	Dec 20, 2016 · Amount on Record
Deed Book / Page	3191 / 986
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2895 E PINCONNING RD, PINCONNING, MI 48650-9731
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002694
Date	Feb 23, 2022
Instrument	202202694

Lender

Name	THUMB BANK & TRUST
Type	Bank
Address	PIGEON, MI 48755

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Oct 21, 2021
Property Address	2895 E PINCONNING RD, PINCONNING, MI 48650-9731
Document Number	0000017891
Instrument Date	Oct 21, 2021
Instrument	202117891
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2895 E PINCONNING RD, PINCONNING, MI 48650-9731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 E PINCONNING RD, PINCONNING, MI 48650-9731

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,275.00 (+73.1%) Homeowner's exemption	$121,300 (+58.98%)	$242,600 (+58.98%)
2023		$76,300	$152,600
2022	$1,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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