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2894 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2894 W River Rd N, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,031 sqft · built 1999
Lot Size7.65 acres (333,670 sqft)
OwnerIndividual Name on File
Tax Bill$6,227 (2025)
Deeds & MortgagesNov 2024 Transfer
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-014-102-018

Property Details

APN / Parcel Number

Primary APN06-22-014-102-018

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,031 sqft Living Area
1st Floor Area1,532 sqft
Upper Floors Area499 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area333,670 sqft (7.65 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
Deck Area796 sqft
Patio Area796 sqft
Pole Barn2,400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2894 W RIVER RD N
CityELYRIA
StateOH
Zip44035-1318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM -014
Legal SubdivisionBURRELL & DAY TRACT
Legal Tract22
Legal Block102
Legal Lot Number84
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2017
Census Tract70200

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2894 W RIVER RD N, ELYRIA, OH 44035-1318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2024Affidavit of Death of Joint Tenant, Transfer
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
FEDERAL SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2024
Deed SaleNov 19, 2024
Prior SaleOct 2, 2008 · Amount on Record
Deed Document Number2024094069
Record UpdatedSep 20, 2026

November 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLORAIN OH
Recording DateNov 19, 2024
Property Address2894 W RIVER RD N, ELYRIA, OH 44035-1318
Document Number0000033906
Instrument DateNov 8, 2024
Instrument2024-0033906
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2894 W RIVER RD N, ELYRIA, OH 44035-1318

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2894 W RIVER RD N, ELYRIA, OH 44035-1318
Document Number0000745238
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedJan 30, 2020
Title CompanyFINANCIAL DIMENSIONS INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2894 W RIVER RD N ELYRIA OH 440351318, ELYRIA, OH 44035-1318

Mortgage

Document Number0000745238
DateJan 13, 2020
Instrument745238
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressPITTSBURGH, PA 15222
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,227.00$125,940 (+%) Land $24,380 Building $101,560$359,810 (-) Land $69,650 Building $290,160
2024$6,227.00 (+14.15%)$125,934 (+26.36%) Land $24,378 Building $101,556$359,810 (+26.36%) Land $69,650 Building $290,160
2023$5,455.00 (+0.37%)$99,663 (-0.01%) Land $24,066 Building $75,597$284,750 (-) Land $68,760 Building $215,990
2022$5,435.00$99,670 Land $24,070 Building $75,600
2021$284,750 Land $68,760 Building $215,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Uniti Group.

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