Lorain County property record for 2848 W River Rd N, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,451 sqft · built 1960 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,000 (Feb 2024) |
| Tax Bill | $2,387 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Jan 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-003-122-010 |
| Primary APN | 10-00-003-122-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,451 sqft Living Area |
| Gross Area | 2,023 sqft |
| 1st Floor Area | 1,451 sqft |
| Basement Area | 1,451 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 225 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 678 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 2848 W RIVER RD S |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-10-003F -011-00 |
| Legal Subdivision | CARLISLE SEC 03 |
| Legal Block | 122 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 71500 |
Source: Lorain County records · APN 10-00-003-122-010
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 GARFORD AVE, ELYRIA, OH 44035-6605 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2024 | Limited Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Jan 26, 2024 | Correction Deed |
| Dec 06, 2023 | Sheriff's Deed, Foreclosure |
| Jan 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 06, 2017 | Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on Record |
| Deed Sale | Feb 27, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2024 · Amount on Record |
| Prior Transfer Date | Jan 12, 2024 |
| Prior Transfer Doc | 0000002184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 27, 2024 |
| Property Address | 2848 W RIVER RD N, ELYRIA, OH 44035 |
| Document Number | 0000005183 |
| Instrument Date | Feb 02, 2024 |
| Instrument | 2024-0005183 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3138 E ELWOOD ST, PHOENIX, AZ 85034-7210 |
| Name | Verified Name |
|---|---|
| Address | 815 GARFORD AVE, ELYRIA, OH 44035-6605 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 26, 2024 |
| Property Address | 2848 W RIVER RD N, ELYRIA, OH 44035 |
| Document Number | 0000002184 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-0002184 |
| Record Updated | Feb 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 S BROAD ST STE 100A, 100A, MERIDEN, CT 06450-6755 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 06, 2023 |
| Property Address | 2848 W RIVER RD N, ELYRIA, OH 44035 |
| Document Number | 0000937847 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023-0937847 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 S BROAD ST STE 100A, 100A, MERIDEN, CT 06450-6755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2848 W RIVER RD N, ELYRIA, OH 44035 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2848 W RIVER RD S, ELYRIA, OH 44035-6945 |
| Document Number | 0000856589 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 2022-0856589 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 06, 2017 |
| Property Address | 2848 W RIVER RD N, ELYRIA, OH 44035 |
| Document Number | 0000643281 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 2017-0643281 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $508.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2848 W RIVER RD S, ELYRIA, OH 44035-6945 |
| Document Number | 0000643282 |
|---|---|
| Date | Sep 06, 2017 |
| Instrument | 2017-0643282 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,387.00 (-4.14%) | $60,050 (+0.01%) Land $8,140 Building $51,910 | $171,560 (-) Land $23,250 Building $148,310 |
| 2024 | $2,490.00 (+6.18%) | $60,046 (+26.16%) Land $8,138 Building $51,909 | $171,560 (+26.16%) Land $23,250 Building $148,310 |
| 2023 | $2,345.00 (+0.77%) | $47,597 (-0.01%) Land $8,901 Building $38,696 | $135,990 (-) Land $25,430 Building $110,560 |
| 2022 | $2,327.00 | $47,600 Land $8,900 Building $38,700 | |
| 2021 | $135,990 Land $25,430 Building $110,560 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 29 (1985–2021) |
| Claims Outside the SFHA | 13 of 29 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 65 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures