2893 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2893 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,400 sqft · built 1900
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2025)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-011-000-003`

Property Details

APN / Parcel Number

Primary APN	`06-22-011-000-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	700 sqft
2nd Floor Area	700 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	61,420 sqft (1.41 acres)
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2893 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B & D
Legal Subdivision	BURRELL & DAY
Legal Tract	22
Legal Block	D
Legal Lot Number	11
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2021
Census Tract	70200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2893 W RIVER RD N, ELYRIA, OH 44035-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLEARPATH LENDING
Oct 21, 2022	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 16, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
May 17, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Oct 4, 2016	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	2025-0047094
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2893 W RIVER RD N, ELYRIA, OH 44035-1317
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827427
Date	Jul 8, 2021
Instrument	2021-0827427

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2893 W RIVER RD N, ELYRIA, OH 44035-1317
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000895970
Date	Oct 21, 2022
Instrument	2022-0895970

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2893 W RIVER RD N, ELYRIA, OH 44035-1317
Document Number	0000712889
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2893 W RIVER RD N ELYRIA OH 440351317, ELYRIA, OH 44035-1317

Mortgage

Document Number	0000712889
Date	May 1, 2019
Instrument	712889

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 30, 2047

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 17, 2018
Property Address	2893 W RIVER RD N, ELYRIA, OH 44035-1317
Document Number	0000672573
Instrument Date	May 16, 2018
Instrument	672573
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$411.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10750 W INTERSTATE 10 SAN ANTONIO TX 782881600, SAN ANTONIO, TX 78288-1600

Mortgage

Document Number	672574
Date	May 17, 2018
Instrument	672574

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2893 W RIVER RD N, ELYRIA, OH 44035-1317
Document Number	0000614685
Instrument Date	Oct 4, 2016
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ASK SERVICES INC, ASK SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2893 W RIVER RD N ELYRIA OH 440351317, ELYRIA, OH 44035-1317

Mortgage

Document Number	0000614685
Date	Jan 9, 2017
Instrument	614685

Lender

Name	HOUSING FIN AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,643.00	$56,080 (+0.01%) Land $17,710 Building $38,370	$160,220 (-) Land $50,600 Building $109,620
2024	$2,643.00 (+32.61%)	$56,077 (+53.39%) Land $17,710 Building $38,367	$160,220 (+53.39%) Land $50,600 Building $109,620
2023	$1,993.00 (+0.35%)	$36,558 (-0.01%) Land $16,398 Building $20,160	$104,450 (-) Land $46,850 Building $57,600
2022	$1,986.00	$36,560 Land $16,400 Building $20,160
2021			$104,450 Land $46,850 Building $57,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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