2903 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2903 W River Rd N, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,166 sqft · built 1900
Lot Size0.969 acres (42,253 sqft)
Owner2 Owner Names on Record
Last Sale$83,337 (Oct 2009)
Tax Bill$2,136 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-22-011-000-002

Property Details

APN / Parcel Number

Primary APN06-22-011-000-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,166 sqft Living Area
1st Floor Area718 sqft
2nd Floor Area448 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1932
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area42,253 sqft (0.969 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area120 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2903 W RIVER RD N
CityELYRIA
StateOH
Zip44035-1343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW OF R B & D L/C 1/21/04 20040979425
Legal SubdivisionBURRELL & DAY TRACT
Legal Tract22
Legal BlockD
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2021
Census Tract70200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2903 W RIVER RD N, ELYRIA, OH 44035-1343
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2009 · Amount on Record
Deed SaleOct 14, 2009 · Amount on Record
Prior SaleNov 24, 2003
Deed Document Number2009004138
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2903 W RIVER RD N, ELYRIA, OH 44035-1343
Document Number0000709702
Instrument DateMar 21, 2019
Transaction TypeMortgage
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2903 W RIVER RD N ELYRIA OH 440351343, ELYRIA, OH 44035-1343

Mortgage

Document Number0000709702
DateApr 4, 2019
Instrument709702
Lender
NamePNC BK
TypeBank
AddressELYRIA, OH 44035
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,136.00$45,360 (%) Land $16,380 Building $28,980$129,600 (-) Land $46,810 Building $82,790
2024$2,136.00 (+21.78%)$45,361 (+40.89%) Land $16,384 Building $28,977$129,600 (+40.88%) Land $46,810 Building $82,790
2023$1,754.00 (+0.34%)$32,197 (-0.01%) Land $15,015 Building $17,182$91,990 (-) Land $42,900 Building $49,090
2022$1,748.00$32,200 Land $15,020 Building $17,180
2021$91,990 Land $42,900 Building $49,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Windstream.

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