Pasco County property record for 28902 Midnight Star Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,032 sqft · built 1993 |
| Lot Size | 0.179 acres (7,779 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,153 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-20-0120-00400-0400 |
| Primary APN | 31-26-20-0120-00400-0400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,492 sqft |
| 1st Floor Area | 1,492 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,779 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 365 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 304 sqft |
| Porch | Florida Room |
| Porch Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 28902 MIDNIGHT STAR LOOP |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-6474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MEADOW POINTE PARCEL 5 UNIT 3 PB 30 PGS 143-149 LOT 40 BLOCK 4 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MEADOW POINTE PARCEL 5 |
| Legal Tract | 120 |
| Legal Block | 4 |
| Legal Lot Number | 40 |
| Legal Unit | 3 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 32112 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28902 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC |
| Nov 30, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2020 |
| Deed Sale | Nov 30, 2020 |
| Prior Sale | Mar 1, 2016 · Amount on Record |
| Deed Document Number | 2020201287 |
| Deed Book / Page | 10224 / 1591 |
| Prior Transfer Date | Nov 20, 2020 |
| Prior Transfer Doc | 0102241591 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28902 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099140724 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 9914/0724 |
| Instrument | 2019091373 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOLLYWOOD, FL 33020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 30, 2020 |
| Property Address | 28902 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474 |
| Document Number | 0102241591 |
| Book / Page | 10224 / 1591 |
| Map Reference | MB 30 PG 143-149 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2020201287 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | COMPASS LAND & TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28902 MIDNIGHT STAR LOOP, ZEPHYRHILLS, FL 33543-6474 |
| Document Number | 102241593 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 10224/1593 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,456 (+1.02%) | $334,433 (-0.32%) Land $73,968 Building $260,465 | |
| 2025 | $5,153.00 (+2.71%) Homeowner's exemption | $286,546 (+7.78%) Land $73,968 Building $212,578 | $335,492 (+2.1%) Land $73,968 Building $261,524 |
| 2024 | $5,017.00 (+12.62%) | ||
| 2023 | $4,455.00 (+14.97%) Additional exemption filed | $265,861 (+12.13%) Land $67,318 Building $198,543 | $328,602 (+18.64%) Land $67,318 Building $261,284 |
| 2022 | $3,875.00 Homeowner's exemption | $237,102 Land $56,398 Building $180,704 | $276,984 Land $56,398 Building $220,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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