28845 Midnight Star Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28845 Midnight Star Loop, Wesley Chapel, FL 33543

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,688 sqft · built 1995
Lot Size0.189 acres (8,253 sqft)
Owner2 Individual Names on File
Tax Bill$2,791 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN31-26-20-0120-00700-0050

Property Details

APN / Parcel Number

Primary APN31-26-20-0120-00700-0050
Alternative APNs
  • 2026310120007000050
  • 0579504

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,688 sqft Living Area
Gross Area2,195 sqft
1st Floor Area1,688 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,253 sqft (0.189 acres)
Garage Area483 sqft
DrivewayDriveway
Driveway Area411 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0579504
Old Parcel Number2026310120007000050
Street Address28845 MIDNIGHT STAR LOOP
CityWESLEY CHAPEL
StateFL
Zip33543-6414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0PUD
Legal DescriptionMEADOW POINTE PARCEL 5 UNIT 3 PB 30 PGS 143-149 LOT 5 BLOCK 7 OR 4587 PG 1106
Legal Range20E
Legal Township26S
Legal Section31
Legal SubdivisionMEADOW POINTE
Legal Tract120
Legal Block7
Legal Lot Number5
Legal Unit3
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1026
Census Tract32112

Owner

28845 Midnight Star Loop is owned and occupied by two individuals who acquired it in April 2001.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address28845 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2001
Deed SaleApr 1, 2001
Prior SaleMay 2, 1995 · Amount on File
Deed Document Number0045871106
Deed Book / Page04105 / 00384
Prior Transfer DateMar 3, 1999
Prior Transfer Doc0410500384
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address28845 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6414
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095410049
DateMay 16, 2017
Book Page9541/0049
Instrument2017072907
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 28845 Midnight Star Loop was $2,791 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,791.00 Homeowner's exemption$142,800 Land $74,338 Building $68,462$317,128 Land $74,338 Building $242,790
2023$2,658.00 (+7.79%) Additional exemption filed$134,740 (+3%) Land $67,688 Building $67,052$331,757 (+18.59%) Land $67,688 Building $264,069
2022$2,466.00 Homeowner's exemption$130,820 Land $56,768 Building $74,052$279,759 Land $56,768 Building $222,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28845 Midnight Star Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28845 Midnight Star Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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