28842 Midnight Star Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28842 Midnight Star Loop, Wesley Chapel, FL 33543

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,651 sqft · built 1994
Lot Size0.372 acres (16,183 sqft)
OwnerIndividual Name on File
Last Sale$427,800 (Aug 2023)
Tax Bill$6,075 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-26-20-0120-00400-0370

Property Details

APN / Parcel Number

Primary APN31-26-20-0120-00400-0370
Alternative APNs
  • 2026310120004000370
  • 0579405

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,651 sqft Living Area
Gross Area2,111 sqft
1st Floor Area1,651 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,183 sqft (0.372 acres)
Garage TypeAttached
Garage Area460 sqft
DrivewayConcrete Driveway
Driveway Area436 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchOpen Aluminum/Fiberglass Porch
Porch Area322 sqft
Deck AreaDeck Area
Patio Area503 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address28842 MIDNIGHT STAR LOOP
CityWESLEY CHAPEL
StateFL
Zip33543-6413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMEADOW POINTE PARCEL 5 UNIT 3 PB 30 PGS 143-149 LOT 37 BLOCK 4
Legal Range20E
Legal Township26S
Legal Section31
Legal SubdivisionMEADOW POINTE PARCEL 5
Legal Tract120
Legal Block4
Legal Lot Number37
Legal Unit3
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1019
Census Tract32112

Owner

28842 Midnight Star Loop is owned and occupied by an individual who bought it in August 2023.

Source: Pasco County records, as of December 29, 2025

Owner of RecordIndividual Name on File
Mailing Address28842 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Feb 28, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST WESTERN TRUST BANK
Jan 21, 2020Warranty Deed, Transfer
OPENDOOR TITLE LLC
Dec 18, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2023 · Amount on File
Deed SaleAug 14, 2023 · Amount on File
Prior SaleFeb 28, 2020 · Amount on File
Deed Document Number2023145356
Deed Book / Page10869 / 1846
Transfer Doc0050430753
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 14, 2023
Property Address28842 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413
Document Number0108691846
Book / Page10869 / 1846
Map ReferenceMB 30 PG 143-149
Instrument DateAug 9, 2023
Instrument2023145356
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyAMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,994.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3268 E PARK AVE, TAMPA, FL 33603

Transferred To (Grantee/Buyer)

NameVerified Name
Address28842 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413
InvestorPossibly a Property Investor

Mortgage

Document Number0108691849
DateAug 14, 2023
Instrument10869/1849
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateFeb 28, 2020
Property Address28842 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413
Document Number0100610611
Book / Page10061 / 611
Map ReferenceMB 30 PG 143-149
Instrument DateFeb 25, 2020
Instrument2020035151
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,834.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressI POST ST FLOOR 1111, SAN FRANCISCO, CA 94104

Transferred To (Grantee/Buyer)

NameVerified Name
Address28842 MIDNIGHT STAR LOOP, ZEPHYRHILLS, FL 33543-6413

Mortgage

Document Number0100610613
DateFeb 28, 2020
Instrument10061/0613
Lender
NameFIRST WESTERN TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJan 21, 2020
Property Address28842 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413
Document Number0100400477
Book / Page010040 / 000477
Instrument DateJan 15, 2020
Instrument10042
Transaction TypeTransfer
Record UpdatedFeb 7, 2020
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount on Record
Tax$1,745.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateDec 18, 2017
Property Address28842 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413
Document Number0096500741
Book / Page009650 / 000741
Instrument DateNov 30, 2017
Instrument198684
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28842 MIDNIGHT STAR LOOP WESLEY CHAPEL FL 335436413, WESLEY CHAPEL, FL 33543-6413

Mortgage

Document Number96500742
DateDec 18, 2017
Book Page009650/000742
Instrument198685
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 28842 Midnight Star Loop was $6,075 with a homeowner's exemption, down 4.2% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,684 (-0.11%) Land $80,523 Building $257,161$337,684 (-0.11%) Land $80,523 Building $257,161
2025$6,075.00 (-4.23%) Homeowner's exemption$338,053 Land $80,523 Building $257,530$338,053 Land $80,523 Building $257,530
2024$6,343.00 (+42.99%)
2023$4,436.00 (+8.97%) Additional exemption filed$240,070 (+3%) Land $73,873 Building $166,197$352,447 (+17.52%) Land $73,873 Building $278,574
2022$4,071.00 Homeowner's exemption$233,080 Land $62,953 Building $170,127$299,897 Land $62,953 Building $236,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28842 Midnight Star Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28842 Midnight Star Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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