28910 Midnight Star Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28910 Midnight Star Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,810 sqft · built 1994
Lot Size	0.175 acres (7,634 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2018)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-26-20-0120-00400-0420`

Property Details

APN / Parcel Number

Primary APN	`31-26-20-0120-00400-0420`
Alternative APNs	`2026310120004000420` `0579410`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,515 sqft
1st Floor Area	1,810 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,634 sqft (0.175 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	377 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Finished/Screened Porch
Porch Area	285 sqft
Patio Area	60 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0579410
Old Parcel Number	2026310120004000420
Street Address	28910 MIDNIGHT STAR LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-6474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	MEADOW POINTE PARCEL 5 UNIT 3 PB 30 PGS 143-149 LOT 42 BLOCK 4
Legal Range	20E
Legal Township	26S
Legal Section	31
Legal Subdivision	MEADOW POINTE
Legal Tract	120
Legal Block	4
Legal Lot Number	42
Legal Unit	3
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1019
Census Tract	32112

Owner

28910 Midnight Star Loop is owned and occupied by an individual who bought it in October 2018.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28910 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	Aug 11, 2005 · Amount on File
Deed Document Number	2018180512
Deed Book / Page	9807 / 2805
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 24, 2018
Property Address	28910 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6474
Document Number	0098072805
Book / Page	9807 / 2805
Map Reference	MB 30 PG 143-149
Instrument Date	Oct 22, 2018
Instrument	2018180512
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16865 RANAHAN TRL APT 209, 16865, LAND O LAKES, FL 34638-0085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28910 MIDNIGHT STAR LOOP, ZEPHYRHILLS, FL 33543-6474

Mortgage

Document Number	2018180513
Date	Oct 24, 2018
Instrument	2018180513

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28910 Midnight Star Loop was $4,389 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,389.00 Homeowner's exemption	$237,780 Land $73,855 Building $163,925	$337,962 Land $73,855 Building $264,107
2023	$4,170.00 (+8.85%) Additional exemption filed	$224,350 (+3%) Land $67,205 Building $157,145	$353,385 (+17.96%) Land $67,205 Building $286,180
2022	$3,831.00 Homeowner's exemption	$217,820 Land $56,285 Building $161,535	$299,570 Land $56,285 Building $243,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28910 Midnight Star Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28910 Midnight Star Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20