Will County property record for 289 W Exchange St, Crete, IL 60417
| Property Type | Single Family Home |
|---|---|
| Details | 1,511 sqft · built 1949 |
| Lot Size | 0.5 acres (21,915 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Sep 2020) |
| Tax Bill | $9,932 (2025) |
| Deeds & Mortgages | Sep 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-09-402-018 |
| Primary APN | 23-15-09-402-018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,511 sqft Living Area |
| Basement Area | 1,511 sqft |
| Unfinished Basement | 1,511 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 21,915 sqft (0.5 acres) |
| Street Address | 289 W EXCHANGE ST |
|---|---|
| City | CRETE |
| State | IL |
| Zip | 60417-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 (EX THE N 82.08 FT THROF) IN FIRST ADDITION TO SCHRANZ SUB, BEING A SUB OF THE W1/2 SE1/4 OF SEC 9, T34N-R14E. |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | FIRST ADD SCHRANZ SUB |
| Legal Lot Number | 10 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 883811 |
289 W Exchange St is owned and occupied by an individual who bought it in September 2020.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 289 W EXCHANGE ST, CRETE, IL 60417-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 202084460 |
| Prior Transfer Date | Sep 17, 2020 |
| Prior Transfer Doc | 0000084460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Sep 30, 2020 |
| Property Address | 289 W EXCHANGE ST, CRETE, IL 60417-2306 |
| Document Number | 0000084460 |
| Map Reference | DOC R67-15912 |
| Instrument Date | Sep 17, 2020 |
| Instrument | R2020084460 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11576 S PRAIRIE ST, ST CHARLES, IL |
| Document Number | 0000084461 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | R2020084461 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 289 W Exchange St was $9,932.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Crete Village |
| County | Will County |
| County Subdivision | Crete Township |
| Unified School District | Crete-Monee Community Unit School District 201-U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,932.00 | $105,415 (+5.5%) Land $25,775 Building $79,640 | $316,245 (+5.5%) Land $77,325 Building $238,920 |
| 2024 | $99,919 Land $24,431 Building $75,488 | $299,757 Land $73,293 Building $226,464 | |
| 2022 | $7,233.00 Homeowner's exemption | $67,790 Land $19,388 Building $48,402 | $203,370 Land $58,164 Building $145,206 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 289 W Exchange St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 289 W Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRETE serves 8,386 people · EPA ID IL1970300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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