Will County property record for 280 W Exchange St, Crete, IL 60417
| Property Type | Single Family Home |
|---|---|
| Details | 2,300 sqft · built 1899 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Dec 2025) |
| Tax Bill | $6,925 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-09-404-004 |
| Primary APN | 23-15-09-404-004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,300 sqft Living Area |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 280 W EXCHANGE ST, A |
|---|---|
| City | CRETE |
| State | IL |
| Zip | 60417-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL I: THE S 185 FT OF THE E 77.60 FT OF LOT 3, IN WOOD MILLER'S SUB OF PRT OF THE W1/2 OF THE SE1/4 OF SEC. 9, T34N-R14E |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | WOOD MILLER'S SUB |
| Legal Lot Number | 3 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 883811 |
280 W Exchange St is owned and occupied by an individual who bought it in December 2025.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 W EXCHANGE ST, A, CRETE, IL 60417-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Warranty Deed, Transfer · FHA Mortgage SOFI BANK NA |
| Aug 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC |
| Jan 24, 2018 | Grant Deed, Transfer TITLE 365 |
| Jun 23, 2017 | Trustee's Deed, Foreclosure |
| May 18, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on File |
| Deed Sale | Dec 11, 2025 · Amount on File |
| Prior Sale | Jun 23, 2017 |
| Deed Document Number | 202570148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Dec 11, 2025 |
| Property Address | 280 W EXCHANGE ST, CRETE, IL 60417-2313 |
| Document Number | 0000070148 |
| Map Reference | MB 3 PG 49 |
| Instrument Date | Dec 5, 2025 |
| Instrument | R2025070148 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280A W EXCHANGE ST # WW, WW, CRETE, IL 60417-2318 |
| Document Number | 0000070149 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | R2025070149 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | 3 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 280 W EXCHANGE ST APT A, A, CRETE, IL 60417-2316 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054972 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | R2018054972 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 24, 2018 |
| Property Address | 280 W EXCHANGE ST APT A, A, CRETE, IL 60417-2316 |
| Document Number | 0000006189 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 6189 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | TITLE 365 |
| Amount | Amount on Record |
|---|---|
| Tax | $138.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26168 S COUNTYFAIR DR MONEE IL 604498799, MONEE, IL 60449-8799 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 23, 2017 |
| Property Address | 280 W EXCHANGE ST APT A, A, CRETE, IL 60417-2316 |
| Document Number | 0000049040 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 49040 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 13, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $94.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 18, 2017 |
| Property Address | 280 W EXCHANGE ST APT A, A, CRETE, IL 60417-2316 |
| Document Number | 0000038881 |
| Instrument Date | May 18, 2017 |
| Instrument | 38881 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $94.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 280 W EXCHANGE ST #A CRETE IL 604172316, A, CRETE, IL 60417-2316 |
The 2025 property tax bill for 280 W Exchange St was $6,925, up 2.5% from the year before.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Crete Village |
| County | Will County |
| County Subdivision | Crete Township |
| Unified School District | Crete-Monee Community Unit School District 201-U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,925.00 (+2.47%) | $70,840 (+5.5%) Land $11,363 Building $59,477 | $212,520 (+5.5%) Land $34,089 Building $178,431 |
| 2024 | $6,758.00 | $67,147 Land $10,771 Building $56,376 | $201,441 Land $32,313 Building $169,128 |
| 2022 | $5,992.00 | $53,287 Land $8,548 Building $44,739 | $159,861 Land $25,644 Building $134,217 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 280 W Exchange St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 280 W Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRETE serves 8,386 people · EPA ID IL1970300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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