Will County property record for 239 W Exchange St, Crete, IL 60417
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,886 sqft · built 1859 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2024) |
| Tax Bill | $6,690 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-09-400-008 |
| Primary APN | 23-15-09-400-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Living Area |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1859 |
|---|---|
| Effective Year Built | Effective 1859 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 239 W EXCHANGE ST |
|---|---|
| City | CRETE |
| State | IL |
| Zip | 60417-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PRT OF THE W1/2 OF THE SE1/4 OF SEC. 9, T34N-R14E, LYG N OF THE CNTRLN OF EXCHANGE ST (JOLIET CROWN POINT RD), DAF: BEG |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | SD OAKWOOD ESTATES |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 883811 |
239 W Exchange St is owned and occupied by an individual who bought it in June 2024.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 239 W EXCHANGE ST, CRETE, IL 60417-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on File |
| Deed Sale | Jun 24, 2024 · Amount on File |
| Prior Sale | Feb 23, 2016 · Amount on File |
| Deed Document Number | 202430720 |
| Prior Transfer Date | Jul 3, 1998 |
| Prior Transfer Doc | 0000097293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 239 W EXCHANGE ST, CRETE, IL 60417-2317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 239 W EXCHANGE ST, CRETE, IL 60417-2317 |
| Document Number | 0000066254 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | R2022066254 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
| Change Frequency | Monthly |
The 2025 property tax bill for 239 W Exchange St was $6,690.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Crete Village |
| County | Will County |
| County Subdivision | Crete Township |
| Unified School District | Crete-Monee Community Unit School District 201-U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,690.00 | $73,626 (+5.5%) Land $14,305 Building $59,321 | $220,878 (+5.5%) Land $42,915 Building $177,963 |
| 2024 | $69,787 Land $13,559 Building $56,228 | $209,361 Land $40,677 Building $168,684 | |
| 2022 | $4,365.00 Homeowner's exemption Senior Citizen's exemption | $48,296 Land $10,760 Building $37,536 | $144,888 Land $32,280 Building $112,608 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 239 W Exchange St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 239 W Exchange St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRETE serves 8,386 people · EPA ID IL1970300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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