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276 W Exchange St, Crete, IL 60417 Property Records

Will County property record for 276 W Exchange St, Crete, IL 60417

Property Summary

Property TypeSingle Family Home
Details1 ba · built 1953
Lot Size7.67 acres (334,105 sqft)
OwnerIndividual Name on File
Last Sale$214,000 (Dec 2023)
Tax Bill$6,278 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-15-09-404-006

Property Details

APN / Parcel Number

Primary APN23-15-09-404-006
Alternative APN
  • 15094040060000

Interior

Full Baths1 Bath
Stories1 Story

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area334,105 sqft (7.67 acres)

Location & Zoning

Street Address276 W EXCHANGE ST
CityCRETE
StateIL
Zip60417-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2, 6 8 IN WOOD MILLER'S SUB, BEING A SUB OF PRT OF THE W1/2 OF THE SE1/4 OF SEC. 9, T34N-R14E (EX THRFM BEG AT THE NW
Legal Range14E
Legal Township34N
Legal Section09
Legal SubdivisionWOOD & MILLARS
Legal Lot Number2,6,8
JurisdictionWILL IL
Township / Civil DivisionCRETE
Census Block Group1
Census Block1029
Census Tract883811

Owner

276 W Exchange St is owned and occupied by an individual who bought it in December 2023.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address276 W EXCHANGE ST, CRETE, IL 60417-2327
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023 · Amount on File
Deed SaleDec 5, 2023 · Amount on File
Deed Document Number202363198
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateDec 5, 2023
Property Address276 W EXCHANGE ST, CRETE, IL 60417-2327
Document Number0000063198
Map ReferenceMB 3 PG 49
Instrument DateNov 28, 2023
InstrumentR2023063198
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$214.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address276 E OLD EXCHANGE ST, CRETE, IL 60417

Mortgage

Document Number0000063199
DateDec 5, 2023
InstrumentR2023063199
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2053
Interest
Rate TypeFixed Rate
Rate8%

Mortgage

Document Number0000063200
DateDec 5, 2023
InstrumentR2023063200
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueDec 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 276 W Exchange St was $6,278.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionCrete Township
Unified School DistrictCrete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,278.00$75,256 (-9.46%) Land $29,604 Building $45,652$225,768 (-9.46%) Land $88,812 Building $136,956
2024$83,115 Land $28,061 Building $55,054$249,345 Land $84,183 Building $165,162
2022$7,098.00$65,959 Land $22,269 Building $43,690$197,877 Land $66,807 Building $131,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 276 W Exchange St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 W Exchange St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRETE
serves 8,386 people · EPA ID IL1970300
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Bertram Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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