Brunswick County property record for 289 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,448 sqft · built 2005 |
| Lot Size | 0.12 acres (5,051 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,250,000 (Feb 2022) |
| Tax Bill | $4,788 (2025) |
| Deeds & Mortgages | Feb 2022 Sale Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 244OF005 |
| Primary APN | 244OF005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Heated Area |
| Gross Area | 4,482 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 5,051 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80123783 |
|---|---|
| Street Address | 289 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-6 B-57 S-A OIB PLAT 3/178 |
| Legal Subdivision | SECTION A OF OCEAN ISLE BEACH |
| Legal Block | 57 |
| Legal Lot Number | 6 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 244OF005
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 519 LEESVILLE RD, B, LYNCHBURG, VA 24502-2338 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 25, 2022 | Warranty Deed, Transfer |
| Nov 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Mar 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Prior Sale | Mar 06, 2020 · Amount on Record |
| Deed Book / Page | 4804 / 133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 25, 2022 |
| Property Address | 289 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0048040133 |
| Book / Page | 4804 / 133 |
| Map Reference | CAB 3 PG 178&178A |
| Instrument Date | Feb 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2322 BUTTERMILK HILL RD, 2322, DELAWARE, OH 43015-9735 |
| Name | Verified Name |
|---|---|
| Address | 519 LEESVILLE RD STE B, B, LYNCHBURG, VA 24502-2338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 289 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0042710658 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 4271/0658 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 06, 2020 |
| Property Address | 289 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0043261140 |
| Book / Page | 4326 / 1140 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Mar 04, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9937 KOUPELA DR, 9937, RALEIGH, NC 27614-9032 |
| Name | Verified Name |
|---|---|
| Address | 2322 BUTTERMILK HILL RD, DELAWARE, OH 43015-9735 |
| Document Number | 43261143 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 4326/1143 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,788.00 | $1,283,150 (-) Land $400,000 Building $883,150 | $1,283,150 (-) Land $400,000 Building $883,150 |
| 2023 | $1,283,150 Land $400,000 Building $883,150 | $1,283,150 Land $400,000 Building $883,150 |
Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 612 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured 51 under condo master policies |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024, other causes, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property
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|---|---|---|
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