Brunswick County property record for 286 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,446 sqft · built 1962 |
| Lot Size | 0.171 acres (7,452 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Mar 2017) |
| Tax Bill | $3,456 (2025) |
| Deeds & Mortgages | May 2026 Sale Jun 2021 Transfer + 3 more |
| Flood Zone | Zone VE (high risk) |
| APN | 244OH004 |
| Primary APN | 244OH004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,446 sqft Heated Area |
| Gross Area | 2,290 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Shingle |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,452 sqft (0.171 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | 80112851 |
|---|---|
| Street Address | 286 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-5 B-58 S-A OIB PLAT 3/178 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 58 |
| Legal Lot Number | 5 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 244OH004
Assessment roll updated August 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 754 CASTLEMAN RD, BERRYVILLE, VA 22611-2731 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 21, 2021 | Intrafamily Transfer, Transfer |
| Jul 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 24, 2017 | Deed of Trust, Mortgage SOUTH ST BK |
| Mar 01, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2017 · Amount on Record |
| Deed Sale | Mar 01, 2017 · Amount on Record |
| Prior Sale | Oct 01, 1993 |
| Deed Book / Page | 3877 / 1312 |
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 0046451085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 18, 2026 |
| Property Address | 286 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 5559000798 |
| Book / Page | 5559 / 798 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 754 CASTLEMAN RD, BERRYVILLE, VA 22611-2731 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 21, 2021 |
| Property Address | 286 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0046451085 |
| Book / Page | 4645 / 1085 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Jun 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 S CAMERON ST, 422, WINCHESTER, VA 22601-4605 |
| Name | Verified Name |
|---|---|
| Address | 754 CASTLEMAN RD, BERRYVILLE, VA 22611-2731 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 28, 2020 |
| Property Address | 286 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0044060365 |
| Book / Page | 004406 / 000365 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 754 CASTLEMAN RD BERRYVILLE VA 226112731, BERRYVILLE, VA 22611-2731 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 286 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0038760891 |
| Book / Page | 003876 / 000891 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 226 E FIRST ST OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0038760891 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 003876/000891 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 01, 2017 |
| Property Address | 286 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0038771312 |
| Book / Page | 003877 / 001312 |
| Instrument Date | Feb 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $428.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 754 CASTLEMAN RD BERRYVILLE VA 226112731, BERRYVILLE, VA 22611-2731 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,456.00 (+0.03%) | $951,900 (-) Land $800,000 Building $151,900 | $951,900 (-) Land $800,000 Building $151,900 |
| 2024 | $3,455.00 | ||
| 2023 | $951,900 Land $800,000 Building $151,900 | $951,900 Land $800,000 Building $151,900 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 237 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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