291 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 291 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,480 sqft · built 2006
Lot Size	0.11 acres (4,980 sqft)
Owner	2 Individual Names on File
Last Sale	$1,462,500 (Mar 2023)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Mar 2023 Sale & Line of Credit Apr 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`244OF006`

Property Details

APN / Parcel Number

Primary APN	`244OF006`
Alternative APNs	`107516836082` `80006799` `80126249` `80138167`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,480 sqft Heated Area
Gross Area	4,514 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,980 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80138167
Street Address	291 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-5 B-57 S-A OIB PLAT 3/178
Legal Subdivision	SECTION A OCEAN ISLE BEACH
Legal Block	57
Legal Lot Number	5
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4018
Census Tract	20512

Owner

Source: Brunswick County records · APN 244OF006

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	514 GREENWAY ST, DAVIDSON, NC 28036-9010
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2023	Warranty Deed, Transfer · Line of Credit SOUTHERN FIRST BANK NA
Apr 26, 2022	Warranty Deed, Transfer
Jan 19, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2023 · Amount on Record
Deed Sale	Mar 02, 2023 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Book / Page	4979 / 1085
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 02, 2023
Property Address	291 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0049791085
Book / Page	4979 / 1085
Map Reference	MB 3 PG 178&178A
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	566 MERLOT PL, CHULA VISTA, CA 91913-1317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 GREENWAY ST, DAVIDSON, NC 28036-9010

Mortgage

Document Number	0049791088
Date	Mar 02, 2023
Instrument	4979/1088

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 02, 2033

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 26, 2022
Property Address	291 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0048390061
Book / Page	4839 / 61
Map Reference	MB 3 PG 178&178A
Instrument Date	Apr 19, 2022
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Amount	Amount Recorded
Tax	$2,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 TRELLINGWOOD DR, 111, MORRISVILLE, NC 27560-7034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	291 E FIRST ST, OCEAN ISLE BEACH, NC 28469

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 19, 2022
Property Address	291 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0047811201
Book / Page	4781 / 1201
Map Reference	MB 3 PG 178,179&179A
Instrument Date	Jan 19, 2022
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 TRELLINGWOOD DR, 111, MORRISVILLE, NC 27560-7034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 TRELLINGWOOD DR, MORRISVILLE, NC 27560-7034

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,077.00	$1,322,520 (-2.56%) Land $400,000 Building $922,520	$1,322,520 (-2.56%) Land $400,000 Building $922,520
2023		$1,357,290 Land $400,000 Building $957,290	$1,357,290 Land $400,000 Building $957,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 612 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured 51 under condo master policies
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby
Claims By Storm	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Atlantic Telephone Membership	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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