Brunswick County property record for 285 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,474 sqft · built 2004 |
| Lot Size | 0.11 acres (5,006 sqft) |
| Owner | Company Name on File |
| Last Sale | $660,000 (Jun 2019) |
| Tax Bill | $3,992 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2021 Transfer + 6 more |
| Flood Zone | Zone AE (high risk) |
| APN | 244OF003 |
| Primary APN | 244OF003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,474 sqft Heated Area |
| Gross Area | 3,194 sqft |
| 1st Floor Area | 1,390 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Shingle |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 5,006 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80084662 |
|---|---|
| Street Address | 285 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-8 B-57 S-A OIB PLAT 3/178 |
| Legal Subdivision | SECTION A OF OCEAN ISLE BEACH |
| Legal Block | 57 |
| Legal Lot Number | 8 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 244OF003
Assessment roll updated August 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11314 STONEY WOODS DR, RALEIGH, NC 27614-7598 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Aug 26, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 07, 2019 | Deed of Trust, Mortgage · Line of Credit NORTH STATE BANK |
| Jun 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 07, 2019 | Warranty Deed, Transfer · Conventional Mortgage ADVANTAGE LENDING |
| Oct 19, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Oct 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2019 · Amount on Record |
| Deed Sale | Jun 07, 2019 · Amount on Record |
| Prior Sale | Oct 01, 2004 |
| Deed Book / Page | 4201 / 973 |
| Last Transfer Date | Aug 19, 2021 |
| Transfer Doc | 0046910434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 285 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7605 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Title Company | MRTGGLNORMATION SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0046160277 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 4616/277 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 26, 2021 |
| Property Address | 285 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7605 |
| Document Number | 0046910434 |
| Book / Page | 4691 / 434 |
| Map Reference | MB 3 PG 178A |
| Instrument Date | Aug 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2108 CHANNEL BRANCH DR, 2108, RALEIGH, NC 27614-7679 |
| Name | Verified Name |
|---|---|
| Address | 11314 STONEY WOODS DR, RALEIGH, NC 27614-7598 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 285 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042010993 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 4201/0993 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 25, 2020 |
| Property Address | 285 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7605 |
| Document Number | 0043831131 |
| Book / Page | 004383 / 001131 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11314 STONEY WOODS DR RALEIGH NC 276147598, RALEIGH, NC 27614-7598 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 10, 2019 |
| Property Address | 285 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7605 |
| Document Number | 0042151026 |
| Book / Page | 004215 / 001026 |
| Instrument Date | Jun 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11314 STONEY WOODS DR RALEIGH NC 276147598, RALEIGH, NC 27614-7598 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 07, 2019 |
| Property Address | 285 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7605 |
| Document Number | 0042010973 |
| Book / Page | 004201 / 000973 |
| Instrument Date | Jun 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2108 CHANNEL BRANCH DR RALEIGH NC 276147679, RALEIGH, NC 27614-7679 |
| Document Number | 42010976 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 004201/000976 |
| Name | ADVANTAGE LENDING |
|---|---|
| Address | RALEIGH, NC 27615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 19, 2017 |
| Property Address | 285 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7605 |
| Document Number | 0039730686 |
| Book / Page | 003973 / 000686 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 MEREDITH PL E PISCATAWAY NJ 088545805, PISCATAWAY, NJ 08854-5805 |
| Document Number | 39730690 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 003973/000690 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 19, 2017 |
| Property Address | 285 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7605 |
| Document Number | 0039730710 |
| Book / Page | 003973 / 000710 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 MEREDITH PL E PISCATAWAY NJ 088545805, PISCATAWAY, NJ 08854-5805 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,992.00 | $1,050,320 (-) Land $400,000 Building $650,320 | $1,050,320 (-) Land $400,000 Building $650,320 |
| 2024 | $3,992.00 | ||
| 2023 | $1,050,320 Land $400,000 Building $650,320 | $1,050,320 Land $400,000 Building $650,320 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 237 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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