Schoharie County and Summit Town property record for 283 Bear Gulch Rd, Summit, NY 12175
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Sep 2018) |
| Tax Bill | $4,246 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 100.4-3-19 |
| Primary APN | 434800 100.4-3-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 850 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Bungalow |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 160 ft deep x 52.3 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 383 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100058 |
|---|---|
| Street Address | 283 BEAR GULCH RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | INCLUDES SHORE LINE VALUE |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29705 CHAPEL CHASE DR, WESLEY CHAPEL, FL 33545-3019 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Sep 14, 2018 | Deed of Trust, Mortgage STATE EMPLOYEE FCU (NY) |
| Dec 19, 2019 | Warranty Deed, Transfer |
| Sep 14, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Jun 9, 2003 · Amount on Record |
| Deed Document Number | 2018749386 |
| Deed Book / Page | 1076 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Aug 18, 2022 |
| Property Address | 283 BEAR GULCH RD, SUMMIT, NY 12175 |
| Document Number | 0001172/97 |
| Book / Page | 1172 / 97 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 814880 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 29705 CHAPEL CHASE DR, WESLEY CHAPEL, FL 33545-3019 |
| Document Number | 0000814881 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 814881 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 283 BEAR GULCH RD, SUMMIT, NY 12175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001815/0000000001 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 0000001815/0000000001 |
| Instrument | 000000749388 |
| Name | STATE EMPLOYEE FCU (NY) |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 19, 2019 |
| Property Address | 283 BEAR GULCH RD, SUMMIT, NY 12175 |
| Document Number | 0001105/60 |
| Book / Page | 1105 / 60 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 771490 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 ROYAL BLVD, DELMAR, NY 12054-2937 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 14, 2018 |
| Property Address | 283 BEAR GULCH RD, SUMMIT, NY 12175 |
| Document Number | 001076/212 |
| Book / Page | 1076 / 212 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 000000749386 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 ROYAL BLVD, DELMAR, NY 12054-2937 |
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,246.00 (-0.14%) | ||
| 2025 | $4,252.00 (+46.02%) | $64,100 (-) Land $9,000 Building $55,100 | $166,494 (+11.04%) Land $23,377 Building $143,117 |
| 2023 | $64,100 Land $9,000 Building $55,100 | $149,942 Land $21,053 Building $128,889 | |
| 2020 | $2,912.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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