Charlotte Town property record for 2885 Mount Philo Rd, Charlotte, VT 05445
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 1 ba · 1,812 sqft · built 1995 |
| Lot Size | 6.22 acres (270,943 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $550,000 (Jun 2023) |
| Tax Bill | $7,633 (2025) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00027-2885 |
| Primary APN | (043) 00027-2885 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 270,943 sqft (6.22 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 2885 MT PHILO RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9375 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 6.22 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 3501 |
2885 Mount Philo Rd, a residential property, is owner-occupied and held in a trust since June 2023.
Source: Charlotte Town records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2885 MT PHILO RD, CHARLOTTE, VT 05445-9375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on File |
| Deed Sale | Jun 21, 2023 · Amount on File |
| Deed Document Number | 2023DK1523938624 |
| Prior Transfer Date | Jul 24, 2009 |
| Prior Transfer Doc | 0001810659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Jun 21, 2023 |
| Property Address | 2885 MT PHILO RD, CHARLOTTE, VT 05445-9375 |
| Document Number | DK1523938624 |
| Instrument Date | Jun 7, 2023 |
| Instrument | DK1523938624 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $7.02 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 436 MIDDLEBROOK RD, FERRISBURGH, VT 05456-9724 |
| Name | Verified Name |
|---|---|
| Address | 2885 MT PHILO RD, CHARLOTTE, VT 05445-9375 |
The 2025 property tax bill for 2885 Mount Philo Rd was $7,633 with a homeowner's exemption, down 16.9% from the year before.
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,633.00 (-16.9%) Homeowner's exemption | $606,300 (-) Land $349,400 Building $256,900 |
| 2024 | $9,185.00 | $606,300 Land $349,400 Building $256,900 |
| 2022 | $6,270.00 | $342,800 Land $166,700 Building $176,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2885 Mount Philo Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2885 Mount Philo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Green Mountain Access Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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