2509 Mount Philo Rd, Charlotte, VT 05445 Property Records

Charlotte Town property record for 2509 Mount Philo Rd, Charlotte, VT 05445

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,372 sqft · built 1951
Lot Size7 acres (304,920 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jun 1999)
Tax Bill$5,471 (2025)
Flood ZoneZone X (minimal risk)
APN(043) 00027-2509

Property Details

APN / Parcel Number

Primary APN(043) 00027-2509
Alternative APNs
  • 138-043-11559
  • M00027 B:2509

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,372 sqft Living Area
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area304,920 sqft (7 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2509 MT PHILO RD
CityCHARLOTTE
StateVT
Zip05445-9102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7.0 ACRES & DWL & OUTBLDGS:
JurisdictionCHARLOTTE TWP VT
Township / Civil DivisionCHARLOTTE
Census Block Group2
Census Block2016
Census Tract3501

Owner

2509 Mount Philo Rd is owned and occupied by an individual who bought it in June 1999.

Source: Charlotte Town records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2509 MT PHILO RD, CHARLOTTE, VT 05445-9102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 1999 · Amount on File
Deed SaleJun 24, 1999 · Amount on File
Deed Document Number1999350150
Deed Book / Page106 / 251
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2509 Mount Philo Rd was $5,471 with a homeowner's exemption, down 17% from the year before.

Source: Charlotte Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyChittenden County
County SubdivisionCharlotte Town
Unified School DistrictChamplain Valley Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,471.00 (-17.02%)$435,200 Land $293,800 Building $141,400
2024$6,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2509 Mount Philo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Mount Philo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Green Mountain Access
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mount Philo Rd

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