Charlotte Town property record for 2837 Mount Philo Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,220 sqft · built 1978 |
| Lot Size | 5.22 acres (227,383 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,896 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00027-2837 |
| Primary APN | (043) 00027-2837 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 713 sqft |
| Game Room | Game Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 227,383 sqft (5.22 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 2837 MT PHILO RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.22 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 3501 |
Source: Charlotte Town records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2837 MT PHILO RD, CHARLOTTE, VT 05445-9375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 16, 2026 |
| Transfer Doc | 1544167104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Jul 23, 2026 |
| Property Address | 2837 MT PHILO RD, CHARLOTTE, VT 05445-9375 |
| Document Number | 1544167104 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20261544167104 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2837 MT PHILO RD, CHARLOTTE, VT 05445-9375 |
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,896.00 (-17.02%) | $469,000 Land $282,200 Building $186,800 |
| 2024 | $7,105.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Green Mountain Access Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures