288 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 288 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,025 sqft · built 1999
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Jan 2020)
Tax Bill	$5,936 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0269-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0269-0080`
Alternative APNs	`00248404` `248404`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,941 sqft
1st Floor Area	2,025 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	1,380 sqft
Deck Area	255 sqft
Patio Area	631 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00248404
Street Address	288 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 269 LOT 8 ORB 317 PG 166
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	269
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3016
Census Tract	41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	288 WATERFALL DR, SPRING HILL, FL 34608-6862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage E LOANS MORTGAGE INC
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Document Number	20203775
Deed Book / Page	3797 / 169
Prior Transfer Date	Aug 25, 2009
Prior Transfer Doc	0026790406
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	288 WATERFALL DR, SPRING HILL, FL 34608-6862
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GLENROSE AVE, CINCINNATI, OH 45215-5424

Mortgage

Document Number	0039580844
Date	Mar 1, 2021
Book Page	3958/844
Instrument	2021013528

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company
Address	SPRING HILL, FL 34609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 17, 2020
Property Address	288 WATERFALL DR, SPRING HILL, FL 34608-6862
Document Number	0037970169
Book / Page	3797 / 0169
Map Reference	MB 8 PG 1-10
Instrument Date	Jan 15, 2020
Instrument	2020003775
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TRUSTED TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 TATE AVE, 156, BUCHANAN, NY 10511-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 WATERFALL DR, SPRING HILL, FL 34608-6862

Mortgage

Document Number	37970171
Date	Jan 17, 2020
Instrument	3797/0171

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,936.00 (+21.09%)	$359,325 (+21%)	$377,642 (+5.23%) Land $45,750 Building $331,892
2023		$296,963 (-10.82%) Land $7,108 Building $289,855
2022	$4,902.00	$333,008 Land $31,650 Building $301,358	$358,856 Land $42,750 Building $316,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Open Infra.

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