309 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 309 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,445 sqft · built 2021
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Aug 2024)
Tax Bill	$3,666 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0268-0220`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0268-0220`
Alternative APNs	`00248299` `248299`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,894 sqft
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	21 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00248299
Street Address	309 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 268 LOT 22 ORB 340 PG 320
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	268
Legal Lot Number	22
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2029
Census Tract	41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 WATERFALL DR, SPRING HILL, FL 34608-6865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK
Aug 4, 2021	Intrafamily Transfer, Transfer
Mar 3, 2021	Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 2, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	202449192
Deed Book / Page	4456 / 216
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	0040361472
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	309 WATERFALL DR, SPRING HILL, FL 34608-6865
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	ALL PERFORMANCE TITLE LLC, ALL PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TIERRA DR, SPRING HILL, FL 34609-2120

Mortgage

Document Number	0039800788
Date	Apr 13, 2021
Book Page	3980/788
Instrument	2021025516

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34451

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 4, 2021
Property Address	309 WATERFALL DR, SPRING HILL, FL 34608-6865
Document Number	0040361472
Book / Page	4036 / 1472
Map Reference	MB 8 PG 1-10
Instrument Date	Aug 3, 2021
Instrument	2021058476
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TIERRA DR, SPRING HILL, FL 34609-2120

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 3, 2021
Property Address	309 WATERFALL DR, SPRING HILL, FL 34608-6865
Document Number	0039600931
Book / Page	3960 / 931
Map Reference	MB 8 PG 1-10
Instrument Date	Jan 29, 2021
Instrument	2021014571
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,287.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 BATTLEGROUND AVE STE 101, 3300, GREENSBORO, NC 27410-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TIERRA DR, SPRING HILL, FL 34609-2120

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 2, 2019
Property Address	309 WATERFALL DR, SPRING HILL, FL 34608-6865
Document Number	0036990528
Book / Page	003699 / 000528
Instrument Date	Apr 27, 2019
Instrument	26949
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	142 W PLATT ST #116 TAMPA FL 336062315, 116, TAMPA, FL 33606-2315
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,666.00 (+1.44%)	$247,844 (+4.14%) Land $34,375 Building $213,469	$247,844 (+4.14%) Land $34,375 Building $213,469
2023		$237,986 (+8.7%) Land $33,988 Building $203,998
2022	$3,614.00	$218,940 Land $23,750 Building $195,190	$237,986 Land $31,500 Building $206,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Open Infra.

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