266 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 266 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,233 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$261,000 (Jul 2022)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0269-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0269-0100`
Alternative APNs	`00248422` `248422`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area
1st Floor Area	1,233 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	147 ft deep x 91 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	142 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00248422
Street Address	266 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 269 LOT 10 ORB 317 PG 167
Legal Range	17E
Legal Township	23S
Legal Section	35
Legal Subdivision	SPRING HILL UN 6
Legal Block	269
Legal Lot Number	10
Legal Unit	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3016
Census Tract	41402

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	266 WATERFALL DR, SPRING HILL, FL 34608-6862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 31, 2015	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	2022051493
Deed Book / Page	4192 / 485
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 6, 2022
Property Address	266 WATERFALL DR, SPRING HILL, FL 34608-6862
Document Number	0041920485
Book / Page	4192 / 485
Map Reference	MB 8 PG 1-10
Instrument Date	Jul 1, 2022
Instrument	2022051493
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,827.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 DARBY LN, BROOKSVILLE, FL 34601-3137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 WATERFALL DR, SPRING HILL, FL 34608-6862

Mortgage

Document Number	0041920487
Date	Jul 6, 2022
Book Page	4192/487
Instrument	2022051494

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	266 WATERFALL DR, SPRING HILL, FL 34608-6862
Document Number	0036451329
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 WATERFALL DR SPRING HILL FL 346086862, SPRING HILL, FL 34608-6862

Mortgage

Document Number	0036451329
Date	Nov 27, 2018
Book Page	003645/001329
Instrument	70693

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 26, 2025

Interest

Rate Type	Adjustable Rate

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	266 WATERFALL DR, SPRING HILL, FL 34608-6862
Document Number	0035250898
Book / Page	003525 / 000898
Instrument Date	Jul 31, 2015
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 WATERFALL DR SPRING HILL FL 346086862, SPRING HILL, FL 34608-6862

Mortgage

Document Number	0035250898
Date	Nov 15, 2017
Book Page	003525/000898
Instrument	64459

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 14, 2045

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00 (-1.6%) Additional exemption filed	$189,855 (+3.59%) Land $45,942 Building $143,913	$189,855 (+3.59%) Land $45,942 Building $143,913
2023		$183,273 (+11.03%) Land $47,214 Building $136,059
2022	$2,182.00	$165,073 Land $31,783 Building $133,290	$183,273 Land $42,930 Building $140,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Open Infra.

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