254 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 254 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,695 sqft · built 2004
Lot Size	0.385 acres (16,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,000 (Dec 2021)
Tax Bill	$7,481 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0269-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0269-0110`
Alternative APNs	`00248431` `248431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,695 sqft Living Area
Gross Area	3,892 sqft
1st Floor Area	2,695 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,789 sqft (0.385 acres)
Lot Dimensions	181 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,352 sqft
Deck Area	168 sqft
Patio Area	728 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00248431
Street Address	254 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 269 LOT 11 ORB 371 PG 264
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	269
Legal Lot Number	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3016
Census Tract	41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	254 WATERFALL DR, SPRING HILL, FL 34608-6862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Apr 4, 2014 · Amount on Record
Deed Document Number	202192358
Deed Book / Page	4096 / 682
Prior Transfer Date	Mar 3, 2018
Prior Transfer Doc	0035681948
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 8, 2021
Property Address	254 WATERFALL DR, SPRING HILL, FL 34608-6862
Document Number	0040960682
Book / Page	4096 / 682
Map Reference	MB 8 PG 1
Instrument Date	Dec 2, 2021
Instrument	2021092358
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	AWS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,353.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28834 OAK POINT DR, 28834, FARMINGTON HILLS, MI 48331-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 WATERFALL DR, SPRING HILL, FL 34608-6862

Mortgage

Document Number	0004096684
Date	Dec 8, 2021
Instrument	4096/684

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 3, 2018
Property Address	254 WATERFALL DR, SPRING HILL, FL 34608-6862
Document Number	0035681948
Book / Page	003568 / 001948
Instrument Date	Mar 2, 2018
Instrument	19573
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	49206 MAURICE DR CHESTERFIELD MI 480471731, CHESTERFIELD, MI 48047-1731

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,481.00 (+10.36%) Homeowner's exemption	$515,037 (+5.99%)	$521,400 (+3.05%) Land $49,192 Building $472,208
2023		$485,944 (+3%) Land $60,419 Building $425,525
2022	$6,779.00 Homeowner's exemption	$471,790 Land $34,082 Building $437,708	$505,958 Land $46,002 Building $459,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Open Infra.

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