2879 Cascade Falls Cir, Elgin, IL 60124 Property Records

Kane County property record for 2879 Cascade Falls Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,570 sqft · built 2010
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$256,000 (Apr 2017)
Tax Bill$9,026 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-29-170-003

Property Details

APN / Parcel Number

Primary APN06-29-170-003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,570 sqft Living Area
Gross Area3,140 sqft
1st Floor Area1,570 sqft
Basement Area1,570 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2879 CASCADE FALLS CIR
CityELGIN
StateIL
Zip60124-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 4 LT 893
Legal SubdivisionEDGEWATER SUB
Legal Phase4
Legal Block2
Legal Lot Number893
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2024
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2879 CASCADE FALLS CIR, ELGIN, IL 60124-3115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 25, 2017Grant Deed, Foreclosure · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2017 · Amount on Record
Deed SaleApr 25, 2017 · Amount on Record
Prior SaleDec 23, 2010 · Amount on Record
Deed Document Number201720699
Prior Transfer DateApr 4, 2017
Prior Transfer Doc0000020699
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2879 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070384
DateSep 15, 2021
Instrument2021K070384
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateApr 25, 2017
Property Address2879 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number0000020699
Instrument DateApr 4, 2017
Instrument20699
Transaction TypeForeclosure
Record UpdatedMay 24, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$384.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2879 CASCADE FALLS CIR ELGIN IL 601243115, ELGIN, IL 60124-3115

Mortgage

Document Number20700
DateApr 25, 2017
Instrument20700
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 24, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,026.00 (+17.34%) Homeowner's exemption Senior Citizen's exemption$134,318 (+8.57%) Land $34,955 Building $99,363$403,115 (+8.57%) Land $104,907 Building $298,208
2024$123,716 (+21.39%) Land $32,196 Building $91,520$371,297 (+21.44%) Land $96,627 Building $274,670
2022$7,692.00 (+4.85%) Homeowner's exemption$101,913 (+6.96%) Land $26,522 Building $75,391$305,739 (+6.96%) Land $79,566 Building $226,173
2021$7,336.00 Homeowner's exemption$95,281 Land $24,796 Building $70,485$285,843 Land $74,388 Building $211,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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