Kane County property record for 2877 Cascade Falls Cir, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,570 sqft · built 2010 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $303,000 (Jun 2018) |
| Tax Bill | $9,309 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Mar 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-170-004 |
| Primary APN | 06-29-170-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 3,140 sqft |
| 1st Floor Area | 1,570 sqft |
| Basement Area | 1,570 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 2877 CASCADE FALLS CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER SUB PHASE 4 LT 894 |
| Legal Subdivision | EDGEWATER SUB |
| Legal Phase | 4 |
| Legal Block | 2 |
| Legal Lot Number | 894 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 851913 |
2877 Cascade Falls Cir is owner-occupied and held in a trust since January 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2877 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 3, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Aug 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Jun 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on File |
| Deed Sale | Jun 20, 2018 · Amount on File |
| Prior Sale | Aug 13, 2010 · Amount on File |
| Deed Document Number | 201829077 |
| Last Transfer Date | Jan 5, 2024 |
| Transfer Doc | 0000003387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 1, 2024 |
| Property Address | 2877 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Document Number | 0000003387 |
| Map Reference | DOC 2007K078873 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024K003387 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2877 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 3, 2023 |
| Property Address | 2877 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Document Number | 0000006543 |
| Map Reference | DOC 2007K078873 |
| Instrument Date | Feb 26, 2023 |
| Instrument | 2023K006543 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2877 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022773 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021K022773 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2877 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040014 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2018K040014 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 20, 2018 |
| Property Address | 2877 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Document Number | 0000029077 |
| Instrument Date | May 24, 2018 |
| Instrument | 29077 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2877 CASCADE FALLS CIR ELGIN IL 601243115, ELGIN, IL 60124-3115 |
| Document Number | 29078 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 29078 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 2877 Cascade Falls Cir was $9,309.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,309.00 | $138,023 (+8.57%) Land $34,955 Building $103,068 | $414,235 (+8.57%) Land $104,907 Building $309,328 |
| 2024 | $127,128 Land $32,196 Building $94,932 | $381,537 Land $96,627 Building $284,910 | |
| 2022 | $8,126.00 (+4.81%) Homeowner's exemption | $104,724 (+6.96%) Land $26,522 Building $78,202 | $314,172 (+6.96%) Land $79,566 Building $234,606 |
| 2021 | $7,753.00 Homeowner's exemption | $97,909 Land $24,796 Building $73,113 | $293,727 Land $74,388 Building $219,339 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2877 Cascade Falls Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2877 Cascade Falls Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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