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2869 Cascade Falls Cir, Elgin, IL 60124 Property Records

Kane County property record for 2869 Cascade Falls Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,011 sqft · built 2012
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Mar 2015)
Tax Bill$9,491 (2025)
Deeds & MortgagesJan 2024 Transfer
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-29-170-008

Property Details

APN / Parcel Number

Primary APN06-29-170-008

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,011 sqft Living Area
1st Floor Area2,011 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2869 CASCADE FALLS CIR
CityELGIN
StateIL
Zip60124-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 4 LT 898
Legal SubdivisionEDGEWATER SUB
Legal Phase4
Legal Block2
Legal Lot Number898
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2024
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2869 CASCADE FALLS CIR, ELGIN, IL 60124-3115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Transfer on Death Deed, Transfer
ACCOMODATION, ACCOMMODATION
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2015 · Amount on Record
Deed SaleMar 2, 2015 · Amount on Record
Prior SaleFeb 26, 2013 · Amount on Record
Deed Document Number20159806
Last Transfer DateJan 15, 2024
Transfer Doc0000001726
Record UpdatedOct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateJan 17, 2024
Property Address2869 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number0000001726
Map ReferenceDOC 2007K078873
Instrument DateJan 15, 2024
Instrument2024K001726
Transaction TypeTransfer
Record UpdatedJan 24, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2869 CASCADE FALLS CIR, ELGIN, IL 60124-3115

Transferred To (Grantee/Buyer)

NameVerified Name

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2869 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017101
DateMar 4, 2021
Instrument2021K017101
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2869 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032248
DateJun 19, 2020
Instrument2020K032248
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2040
Interest
Rate3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,491.00 (+8.88%)$140,406 (+8.57%) Land $34,955 Building $105,451$421,387 (+8.57%) Land $104,907 Building $316,480
2024$129,323 (+21.39%) Land $32,196 Building $97,127$388,124 (+21.44%) Land $96,627 Building $291,498
2022$8,717.00 (+4.4%) Homeowner's exemption$106,532 (+6.96%) Land $26,522 Building $80,010$319,596 (+6.96%) Land $79,566 Building $240,030
2021$8,350.00 Homeowner's exemption$99,600 Land $24,796 Building $74,804$298,800 Land $74,388 Building $224,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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