2877 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2877 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,444 sqft · built 1954
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Feb 2004)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0042-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0042-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	976 sqft
Attic	Attic
Attic Area	468 sqft
Basement Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	212 ft deep x 38 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2877 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	WEST TOWER AVE 37.68 X 212.21 IRR
Legal Subdivision	GREEN TOWNSHIP SEC 07
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10004

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2877 W TOWER AVE, CINCINNATI, OH 45238-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2004 · Amount on Record
Deed Sale	Feb 26, 2004 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	200461372
Deed Book / Page	9546 / 1908
Prior Transfer Date	Feb 18, 2004
Prior Transfer Doc	0096440378
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2877 W TOWER AVE, CINCINNATI, OH 45238-2515
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2877 W TOWNER AVE, CINCINNATI, OH 45238-2515

Mortgage

Document Number	0000074299
Date	Jul 29, 2022
Book Page	14719/81
Instrument	2022-0074299

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 27, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,620.00 (+3.1%)	$58,737 (-) Land $11,095 Building $47,642	$167,820 (-) Land $31,700 Building $136,120
2024	$3,511.00 (-2.2%)	$58,737 (-) Land $11,095 Building $47,642
2023	$3,590.00 (+58.78%)	$58,737 (+77.28%) Land $11,095 Building $47,642	$167,820 (+77.29%) Land $31,700 Building $136,120
2022	$2,261.00 Homeowner's exemption	$33,132 Land $10,203 Building $22,929
2020			$94,660 Land $29,150 Building $65,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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