2901 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2901 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,046 sqft · built 1967
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2026)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0047-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0047-00`
Alternative APN	`0043020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	3,069 sqft
1st Floor Area	1,023 sqft
2nd Floor Area	1,023 sqft
Basement Area	1,023 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	158 ft deep x 48 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2901 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-2517
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF6
Legal Description	WEST TOWER AVE 47.51 X 158.33 IRR R2-T2-S7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10004

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2901 W TOWER AVE, CINCINNATI, OH 45238-2517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jul 9, 2021	Fiduciary Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Oct 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 13, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202644690
Deed Book / Page	15681 / 2759
Prior Transfer Date	Jan 18, 2008
Prior Transfer Doc	0000000118
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 5, 2026
Property Address	2901 W TOWER AVE, CINCINNATI, OH 45238-2517
Document Number	0000044690
Book / Page	15681 / 2759
Instrument Date	May 26, 2026
Instrument	202644690
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 W TOWER AVE, CINCINNATI, OH 45238-2517

Mortgage

Document Number	0000044691,
Date	Jun 5, 2026
Instrument	202644691

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 9, 2021
Property Address	2901 W TOWER AVE, CINCINNATI, OH 45238-2517
Document Number	0000083421
Book / Page	14455 / 815
Instrument Date	Jun 21, 2021
Instrument	2021-0083421
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3021 GAFFIELD AVENUE, COSTA MESA, CA 92626

Mortgage

Document Number	0000083422
Date	Jul 9, 2021
Book Page	14455/817
Instrument	2021-0083422

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2019
Property Address	2901 W TOWER AVE, CINCINNATI, OH 45238-2517
Document Number	0000090663
Book / Page	014025 / 000593
Instrument Date	Oct 11, 2019
Instrument	90663
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2901 W TOWER AVE CINCINNATI OH 452382517, CINCINNATI, OH 45238-2517

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2901 W TOWER AVE, CINCINNATI, OH 45238-2517
Document Number	0000008567
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 W TOWER AVE CINCINNATI OH 452382517, CINCINNATI, OH 45238-2517

Mortgage

Document Number	0000008567
Date	Jan 30, 2018
Book Page	013594/001365
Instrument	8567

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00 (+0.13%)	$59,150 (-) Land $6,979 Building $52,171	$169,000 (-) Land $19,940 Building $149,060
2024	$3,752.00 (-0.16%)	$59,150 (-) Land $6,979 Building $52,171
2023	$3,758.00 (+34.94%)	$59,150 (+50.22%) Land $6,979 Building $52,171	$169,000 (+50.22%) Land $19,940 Building $149,060
2022	$2,785.00	$39,376 Land $5,667 Building $33,709
2020			$112,500 Land $16,190 Building $96,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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