2900 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2900 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,872 sqft · built 1952
Lot Size	0.167 acres (7,318 sqft)
Owner	Owner Name on Record
Last Sale	$93,500 (Jun 2010)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0038-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0038-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,872 sqft Finished Area
1st Floor Area	936 sqft
2nd Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,318 sqft (0.167 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2900 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-2518
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WEST TOWER AVE 50 X 151.81 PT LOT E J L VATTIERS ESTSUB R2-T2-S7 NE
Legal Range	02
Legal Township	02
Legal Section	07
Legal Subdivision	J L VATTIERS ESTATE SUB
Legal Lot Number	E
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10004

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2900 W TOWER AVE, CINCINNATI, OH 45238-2518
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2010 · Amount on Record
Deed Sale	Jun 10, 2010 · Amount on Record
Prior Sale	May 26, 1999 · Amount on Record
Deed Document Number	10-064372
Deed Book / Page	11452 / 00546
Prior Transfer Date	Jun 8, 2010
Prior Transfer Doc	0000064372
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2900 W TOWER AVE, CINCINNATI, OH 45238-2518
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040994
Date	Apr 22, 2022
Book Page	14652/744
Instrument	2022-0040994

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2900 W TOWER AVE, CINCINNATI, OH 45238-2518
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041875
Date	Apr 2, 2021
Book Page	14388/3036
Instrument	2021-0041875

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,940.00 (+1.76%)	$63,035 (+%) Land $7,276 Building $55,759
2024	$3,872.00 (-1.27%)	$63,034 (-) Land $7,276 Building $55,758
2023	$3,922.00 (+71.64%)	$63,034 (+91.42%) Land $7,276 Building $55,758	$180,100 (+91.43%) Land $20,790 Building $159,310
2022	$2,285.00 Homeowner's exemption	$32,929 Land $5,912 Building $27,017
2020			$94,080 Land $16,890 Building $77,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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