2887 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2887 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1950
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Jul 2019)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0046-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0046-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,005 sqft
Basement Area	1,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	149 ft deep x 49 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2887 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	W TOWER AVE 49.09 X 149.92 IRR
Legal Subdivision	MIAMI PURCHASE
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10004

Owner

Source: Hamilton County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2887 W TOWER AVE, CINCINNATI, OH 45238-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Nov 13, 2014 · Amount on Record
Deed Document Number	201953964
Deed Book / Page	13953 / 2494
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 8, 2019
Property Address	2887 W TOWER AVE, CINCINNATI, OH 45238-2515
Document Number	0000053964
Book / Page	13953 / 02494
Map Reference	MB 1611 PG 411
Instrument Date	Jul 1, 2019
Instrument	2019-0053964
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2887 W TOWER AVE, CINCINNATI, OH 45238-2515

Mortgage

Document Number	0000053965
Date	Jul 8, 2019
Instrument	2019-0053965

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000053966
Date	Jul 8, 2019
Book Page	13953/02513
Instrument	2019-0053966

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2887 W TOWER AVE, CINCINNATI, OH 45238-2515
Document Number	0000101468
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2932 MONTANA AVE CINCINNATI OH 452115911, CINCINNATI, OH 45211-5911

Mortgage

Document Number	0000101468
Date	Nov 6, 2017
Book Page	013539/000295
Instrument	101468

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 5, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,512.00 (+3.12%)	$40,657 (+%) Land $6,773 Building $33,884	$116,160 (-) Land $19,350 Building $96,810
2024	$2,436.00 (-2.21%)	$40,655 (-) Land $6,772 Building $33,883
2023	$2,491.00 (+5.19%)	$40,655 (+17.33%) Land $6,772 Building $33,883	$116,160 (+17.33%) Land $19,350 Building $96,810
2022	$2,368.00 Homeowner's exemption	$34,651 Land $5,499 Building $29,152
2020			$99,000 Land $15,710 Building $83,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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