28761 River Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 28761 River Rd, Cloverdale, CA 95425 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Square Footage1,459 sqft Living Area
Lot Size26,441 sqft (0.607 acres)
OccupancyOwner Occupied
Last Sale$775,000 (2024)
Tax Bill$9,097.00 (2025)

Owner

Source: Sonoma County records · APN 116-270-016-000

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28761 RIVER RD, CLOVERDALE, CA 95425-4119
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Grant Deed, Transfer · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Apr 16, 2024Correction Deed
Jan 09, 2024Gift Deed, Transfer
Jul 26, 2023Grant Deed, Transfer · Conventional Mortgage
REDWOOD CU
Jul 06, 2022Intrafamily Transfer, Transfer
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
LENOX FINANCIAL MORTGAGE CORP
Apr 26, 2022Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2024 · Amount on Record
Deed SaleApr 24, 2024 · Amount on Record
Prior SaleJul 26, 2023 · Amount on Record
Deed Doc Number202417349
Prior Transfer DateApr 15, 2024
Prior Transfer Doc0000016214
Record RefreshedSep 20, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateApr 24, 2024
Property Address28761 RIVER RD, CLOVERDALE, CA 95425-4119
Document Number0000017349
Instrument DateApr 17, 2024
Instrument2024017349
Transaction TypeTransfer
Record UpdatedMay 10, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$852.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28761 RIVER RD, CLOVERDALE, CA 95425-4119

Mortgage

Document Number0000017350
DateApr 24, 2024
Instrument2024017350
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

April 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionSONOMA CA
Recording DateApr 16, 2024
Property Address28761 RIVER RD, CLOVERDALE, CA 95425-4119
Document Number0000016214
Instrument DateApr 15, 2024
Instrument2024016214
Record UpdatedMay 02, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2024: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSONOMA CA
Recording DateJan 09, 2024
Property Address28761 RIVER RD, CLOVERDALE, CA 95425-4119
Document Number0000001174
Instrument DateDec 07, 2023
Instrument2024001174
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address28761 RIVER RD, CLOVERDALE, CA 95425-4119

Transferred To (Grantee/Buyer)

NameVerified Name

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJul 26, 2023
Property Address28761 RIVER RD, CLOVERDALE, CA 95425-4119
Document Number0000034262
Instrument DateJul 19, 2023
Instrument2023034262
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$852.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address28761 RIVER RD, CLOVERDALE, CA 95425-4119

Mortgage

Document Number0000034263
DateJul 26, 2023
Instrument2023034263
Lender
NameREDWOOD CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.87%
Type Change DateAug 01, 2028
Change Frequency5 Years
Min Rate At Change4.87%
Max Rate At Change8.87%
Index5-Year TN
Max Rate11.8%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateJul 06, 2022
Property Address28761 RIVER RD, CLOVERDALE, CA 95425-4119
Document Number0000046462
Instrument DateJun 27, 2022
Instrument2022046462
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28761 RIVER RD, CLOVERDALE, CA 95425-4119

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address28761 RIVER RD, CLOVERDALE, CA 95425-4119
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address28761 RIVER RD, CLOVERDALE, CA 95425-4119

Mortgage

Document Number0000060350
DateMay 19, 2021
Instrument2021060350
Lender
NameLENOX FINANCIAL MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSONOMA CA
Recording DateApr 26, 2022
Property Address28761 RIVER RD, CLOVERDALE, CA 95425-4119
Document Number0000029824
Instrument DateApr 22, 2022
Instrument2022029824
Transaction TypeTransfer
Record UpdatedMay 09, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28761 RIVER RD, CLOVERDALE, CA 95425-4119

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$9,097.00 (+106.75%)$790,500 (+113.99%) Land $326,400 Building $464,100
2023$4,400.00 (+1.83%) Homeowner's exemption$369,416 Land $184,708 Building $184,708
2022$4,321.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire LikelihoodAbout 1 in 448 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN116-270-016-000
Alternative APN
  • 116-270-016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,459 sqft Living Area
Gross Area1,943 sqft Gross Area
1st Floor1,459 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1999
Construction TypeWood Construction
Lot Area26,441 sqft (0.607 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Old Parcel Number116-270-016
Street Address28761 RIVER RD
CityCLOVERDALE
StateCA
Zip95425-4119
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
JurisdictionSONOMA CA
Minor Civil DivisionCLOVERDALE-GEYSERVILLE
Census Blockgroup3
Census Block3001
Census Tract154201

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