Sonoma County property record for 28731 River Rd, Cloverdale, CA 95425
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,160 sqft · built 1945 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $366,000 (Jan 2001) |
| Tax Bill | $6,570 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-270-009-000 |
| Primary APN | 116-270-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 108,900 sqft |
| Cooling System | None |
|---|
| Old Parcel Number | 116-270-009 |
|---|---|
| Street Address | 28731 RIVER RD |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LIA20 |
| Legal Subdivision | DE MUSALACON RHO |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 154201 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 28731 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2001 · Amount on Record |
| Deed Sale | Jan 4, 2001 · Amount on Record |
| Prior Sale | Aug 25, 1999 · Amount on Record |
| Deed Document Number | 20011040 |
| Last Transfer Date | May 20, 2004 |
| Transfer Doc | 0000080295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 28731 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 28731 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Investor | Possibly a Property Investor |
| Document Number | 0000119429 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021119429 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $573,976 (+2%) Land $230,547 Building $343,429 | |
| 2025 | $6,570.00 (+2.48%) Homeowner's exemption | $562,723 (+4.04%) Land $226,027 Building $336,696 |
| 2023 | $6,411.00 (+1.79%) Homeowner's exemption | $540,874 Land $217,251 Building $323,623 |
| 2022 | $6,298.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1995–2014) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Dec 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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