28710 River Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 28710 River Rd, Cloverdale, CA 95425

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 3,650 sqft · built 2009
Lot Size3.95 acres (172,497 sqft)
OwnerCompany Name on Record
Last Sale$425,000 (Sep 2006)
Tax Bill$18,220 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN116-270-020-000

Property Details

APN / Parcel Number

Primary APN116-270-020-000
Alternative APN
  • 116-270-020

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Units2 Units
Building Area3,650 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleL-Shape
Construction TypeFrame
Lot Area172,497 sqft
Garage TypeDetached
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number116-270-020
Street Address28710 RIVER RD
CityCLOVERDALE
StateCA
Zip95425-4138
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRRD20
Legal DescriptionOFFICIAL RECS 792 PG 296
Legal Block3
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group3
Census Block3095
Census Tract154100

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address40 SANTA MONICA WAY, SAN FRANCISCO, CA 94127-1538
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Mar 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2006 · Amount on Record
Deed SaleSep 8, 2006 · Amount on Record
Prior SaleDec 13, 2004 · Amount on Record
Deed Document Number2006110960
Prior Transfer DateMar 6, 2006
Prior Transfer Doc0000073880
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address28710 RIVER RD, CLOVERDALE, CA 95425-4138
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyMEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE CO OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SANTA MONICA WAY, SAN FRANCISCO, CA 94127-1538

Mortgage

Document Number0000074620
DateJun 28, 2021
Instrument2021074620
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address28710 RIVER RD, CLOVERDALE, CA 95425-4138
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020137
DateMar 15, 2017
Instrument2017020137
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2032

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,636,864 (+2%) Land $593,961 Building $1,042,903
2025$18,220.00 (+2.52%)$1,604,769 (+4.04%) Land $582,315 Building $1,022,454
2023$17,773.00 (+1.83%)$1,542,455 Land $559,704 Building $982,751
2022$17,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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