Sonoma County property record for 28727 River Rd, Cloverdale, CA 95425
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,367 sqft · built 1994 |
| Lot Size | 2.01 acres (87,991 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,900,000 (Jun 2022) |
| Tax Bill | $22,720 (2025) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-270-013-000 |
| Primary APN | 116-270-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,367 sqft Living Area |
| 1st Floor Area | 1,367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 87,991 sqft |
| Garage Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 116-270-013 |
|---|---|
| Street Address | 28727 RIVER RD |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LIA20 |
| Legal Subdivision | RANCHO RINCON DE MUSALACON |
| Legal Block | 3 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 154201 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT LENDING CORP |
| Jun 24, 2022 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Apr 13, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Sep 23, 2013 · Amount on Record |
| Deed Document Number | 202243640 |
| Prior Transfer Date | May 7, 2009 |
| Prior Transfer Doc | 0000046653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Document Number | 0000002452 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026002452 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Document Number | 0000011707 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021011707 |
| Name | INDEPENDENT LENDING CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jun 24, 2022 |
| Property Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Document Number | 0000043640 |
| Map Reference | DOC D-78545 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022043640 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,090.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000025492 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018025492 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000025491 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018025491 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Dec 10, 2019 |
| Property Address | 28727 RIVER RD, CLOVERDALE, CA 95425-4119 |
| Document Number | 0000093881 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 93881 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 2007 HEALDSBURG CA 954482007, HEALDSBURG, CA 95448-2007 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,056,619 (+2%) Land $649,458 Building $1,407,161 | |
| 2025 | $22,720.00 (+2.54%) Homeowner's exemption | $2,016,294 (+4.04%) Land $636,724 Building $1,379,570 |
| 2023 | $22,158.00 (+227.1%) Homeowner's exemption | $1,938,000 Land $612,000 Building $1,326,000 |
| 2022 | $6,774.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1995–2014) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Dec 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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